Earlier quoted context omitted.
I recently endured a Kafka-esque nightmare with my bank. I had this personal VISA card for several years but I rarely used it because I also have a Mastercard that I prefer. Anyway, two years ago when I started my current venture I opened a business bank account with my preferred bank for business banking (same bank I had the personal VISA through), so I applied for a business VISA. At the same time, I told them I wa…
Which bank?
‘I’m Old, Not an Idiot.’ One Man’s Protest Gets Attention of Spanish Banks
161–164 of 164 posts
Re: ‘I’m Old, Not an Idiot.’ One Man’s Protest Gets Attention of Spanish Banks
#162Earlier quoted context omitted.
Makes me think, that, indeed, the extra friction of paper mail, holds some scammers at bay. When you have to pay the postage and printing costs, it is far less attractive to throw out 10.000 scam mailings, because the ROI is quite likely negative. Edit: whereas with email, you proably need just one of the 10.000 to bite in order to break-even. Whereas the phone company (or any legit business) can easily carry those e…
You're probably right, but I think a bigger factor is that if someone pays by mail, a scammer will find it difficult to cash a check that's made out to the utility company.
I believe the only country in the world to still use cheques are the US. In Europe, at least, we get an invoice with payment details printed on it or an occasional giro form. Both are probably easier to scam than cheques.
In my country this is a real thing: fake invoices (in the sense that they are real invoices, but for fake services) mailed to companies hoping a few companies automatically pay them. They are called Spookfacturen (ghost invoices). And if ever we switch to full digital invoicing, this'll grow much bigger. Because now the costs of these scams are big.
Re: ‘I’m Old, Not an Idiot.’ One Man’s Protest Gets Attention of Spanish Banks
#163Earlier quoted context omitted.
I recently endured a Kafka-esque nightmare with my bank. I had this personal VISA card for several years but I rarely used it because I also have a Mastercard that I prefer. Anyway, two years ago when I started my current venture I opened a business bank account with my preferred bank for business banking (same bank I had the personal VISA through), so I applied for a business VISA. At the same time, I told them I wa…
What happened to you is clearly not your fault, but after having similar issues with big institutions, I've realized that doing more than one "important" operation on a " big business/bank" account is always finicky. So now I do things one at a time. E.g. To cancel a card, first move all money (or debts) from acct A to acct B. Go home. Couple of days later, pay any outstanding fees of acct A. Go home. Couple of days…
I’m starting to adopt a similar idea about non-urgent healthcare. I have found healthcare providers can not communicate costs when they have more than one procedure.
Re: ‘I’m Old, Not an Idiot.’ One Man’s Protest Gets Attention of Spanish Banks
#164Earlier quoted context omitted.
Indeed. There are many things computers are amazing at doing (that's why I find them fascinating and enjoy working on them from time to time)—but human empathy isn't one of them.
Computers didn't choose to close down a branch or limit its hours, humans did.
That’s not really a straight comparison here.
Computers are not feeling machines, they’re calculators.
Humans are greatly varied, contradictory creatures with a seemingly bottomless internal mode.
You will get everything under the sun from out of humans. You will get discrete numerical calculations of out a computer.