Stripe looks great and is definitely at the top of my list. Does anyone know what name shows up on the customers statement? Is it customizable to something that includes your company name (e.g. Stripe your_name_here)?
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Stripe: instant payment processing for developers
241–250 of 369 posts
Re: Stripe: instant payment processing for developers
#242Earlier quoted context omitted.
Unfortunately, there are just a lot of regulations when dealing with payments across international borders.
Something just occurred to me. FastSpring, which is a US company, can actually work with non-US companies just fine. Why is that? Also, at some point I asked them why they could, and BrainTree couldn't, and they said they can't really think of a reason why. So.. What exactly is the deal? I'm dying to know.
I don't think it is easy to expand to many countries with products that are sensitive to regulations, e.g. payment, and music streaming.
A lot of these services are not available outside the US. Last time I checked Google Checkout was limited to the US as well.
It is really annoying as I live in Canada and I cannot use many of these services.
Re: Stripe: instant payment processing for developers
#243Stripe is a game changer. I've been using it for a few months and honestly its the best API I've ever used. The documentation is clear and concise. Its customized to your account so you can literally copy and paste and see the result. Just like it says, it gets out of your way. I was up and running and accepting recurring payments in less than an hour or so. I actually began to think of larger "swing for the fence" t…
Anyone know whether they used a documentation tool to generate the 'example on right' style pages? E.g. https://stripe.com/api/docs?lang=python#delete_customer . It's very clean. The general layout and feel of the API doco is great.
Looks like Docco by Jeremy Ashkenas (CoffeeScript/BackBone.js fame) with some extra styling and a navigation bar up top.
Re: Stripe: instant payment processing for developers
#244I saw this on the front page and had to upvote--
I've been using Stripe since early June and can say that it is the best payment platform to develop on, period. It's just lightyears ahead in terms of development time, PCI compliance issues, and overhead. Not only that, but the guys at Stripe are extremely responsive to customer service questions and issues.
These guys are trustworthy professionals and gentlemen.
Re: Stripe: instant payment processing for developers
#245looks great, though recurly has met my needs so far, not sure what would make me consider porting over to something new
The difference between Stripe and Recurly is that Stripe is dealing with the full payments stack for you. You don't need a separate merchant account or gateway, and it's just one flat fee of 2.9% and 30 cents per successful charge, including our subscription billing services. As a result, it's often quite cheaper than combining several separate services.
Thanks for the details. Merchant account setup with intuit through recurly was very easy though, we had that setup within a few hours. At this point, sounds like stripe would be cheaper though (~50 paying customers at $40 a month).
Re: Stripe: instant payment processing for developers
#2462.9% and 7 days. if you are still using it, you are infant in this entire thing.
Re: Stripe: instant payment processing for developers
#247Earlier quoted context omitted.
> You're right if you're thinking it shouldn't be. Why do you think it should not? AFAIK, doing so exempts you (legitimately) from much of PCI DSS that applies if sensitive data hits your network, but does not automatically exempt you from the rest. Are you concerned that someone will be able to compromise the page on your own server so it no longer embeds the payment service's form correctly, and then capture card d…
The exemption you are talking about is not legitimate, because of the way browser security works.
Perhaps you could elaborate, rather than posting vague innuendo about "how browser security works"?
What specific danger do you see in the embedding scenario that could not arise anyway if the host system were compromised sufficiently to interfere with the embedded material?
Re: Stripe: instant payment processing for developers
#248Earlier quoted context omitted.
> Maybe if you're charging millions of dollars, you should use a regular merchant account. You should probably still use Stripe in this case. (Some people already are.) We scale up pretty well. Everything that you get with a merchant account (correct statement text, money held in your name), you get with Stripe. Additionally, there are some advantages for large businesses that would make Stripe more attractive than a…
We scale up pretty well. Everything that you get with a merchant account (correct statement text, money held in your name), you get with Stripe. Key scaling issue is pricing. 2.9% is fine for low volumes and no risk validation, but once you're turning over large volumes and have a track record of no chargebacks etc the comparison looks much worse. If you can offer businesses a pricing that 'scales' with substantial r…
I really like your idea of "pricing that scales." However, I feel the need to point out that no one can get a 1% rate on eCommerce transactions from their bank or anyone else. Interchange rates (cost) from Visa and MasterCard range from 1.71% + $.15 all the way up to 3.06% + $.10. Having said that, you're right about larger businesses finding Stripe's rates unpalatable. Maybe they're just trying to become the Square of eCommerce - which might not be a bad idea.
Re: Stripe: instant payment processing for developers
#249Earlier quoted context omitted.
they've been nothing but headaches (especially if you're young—nobody trusts you.) Ah, things must have changed from early 2000s. I had no problems getting (pretty high risk) merchant accounts back in high school. That said, Stripe looks pretty cool. No more authorize.net mess=)
I'm a college student, and pay cash for nearly everything, so I have very little credit history. After trying 3 or 4 merchants earlier this year, I still couldn't find one that would accept me, even with my father co-signing. Stripe is good news for young businesses.
Get a credit card and start using it -- paying it off 100% every month. I was in your shoes only a few years ago and it is worth starting to build your good credit early on. Even if you can only get a $300 limit.
Re: Stripe: instant payment processing for developers
#250[deleted]