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Stripe: instant payment processing for developers

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Re: Stripe: instant payment processing for developers

#171
post #11
post #8

US only at the moment. Anyone know if they have plans for the UK? I would dearly love to say goodbye to PayPal forever.

We're definitely working on expanding to other countries. There's no definite timeline just yet, but it's one of our top priorities.

+1 from Norway. The local payment providers are terrible.

Re: Stripe: instant payment processing for developers

#172

US only. Well, I kind of knew it before even hitting FAQ. A bit of a rant here, but it's crazily difficult to do so many interesting things when you don't live in top-20 country (Lithuania here) Stripe? Nope. BrainTree? Nope. Recurly? Nope. Something else... Likely, Nope. And so, the only way to get paid is to deal with some of the most expensive and oldest gateways and merchant accounts. Oh, and: Hulu? Nope. iTunes?…

Does this mean you have a huge opportunity to be the Stripe (or Braintree/Recurly/Hulu etc) of Lithuania?

Re: Stripe: instant payment processing for developers

#173

Earlier quoted context omitted.

There are no volume limits. What kind of verification are you talking about? Stripe does offer address verification: if you send the address with your requests, we'll return the AVS response from the credit card network, which tells if that the billing zip codes and street number are a match.

What about sales receipts? Are those generated by Stripe and sent to the user or is it up to the merchant to deliver them?

We don't offer support for emailing your users right now.

Re: Stripe: instant payment processing for developers

#174

Earlier quoted context omitted.

There are no volume limits. What kind of verification are you talking about? Stripe does offer address verification: if you send the address with your requests, we'll return the AVS response from the credit card network, which tells if that the billing zip codes and street number are a match.

What about sales receipts? Are those generated by Stripe and sent to the user or is it up to the merchant to deliver them?

[deleted]

Re: Stripe: instant payment processing for developers

#175

I think that aside from the lack of support for marketplace, like https://www.wepay.com/developer/usecases/marketplace Stripe is awesome. Any plans to add marketplace support in the near term? Also are you guys PCI compliant yet?

We're certified as PCI Level 1 Compliant (the highest level). You can definitely build a market place on top of Stripe. We don't, at the moment, have an easy way for you to take money and then pay it out to other people, but if you're able to handle that step on your own then Stripe can be a great way to collect payments for your marketplace.

Is it on the roadmap for the near future?

Re: Stripe: instant payment processing for developers

#176

Earlier quoted context omitted.

What about sales receipts? Are those generated by Stripe and sent to the user or is it up to the merchant to deliver them?

We don't offer support for emailing your users right now.

How long does it take for a refund to be re-credited to the user's card? What's the chargeback threshold before an account gets put on hold? Is there a refund threshold? Eg. 1 out of 4 of our customers are dissatisifed with our product, so we refund 25% of all transactions.

Also, you've created something absolutely amazing. ISO Sales agents across the country are going to be trembling.

Speaking of which, will you have a partner program?

Re: Stripe: instant payment processing for developers

#177
post #22
post #5

Stripe pretty much takes payment processing kicking and screaming into 2011. Merchant accounts are a serious drag. I've opened a few and they've been nothing but headaches (especially if you're young—nobody trusts you.) Couple that with getting a gateway account, dealing with credit checks, monthly fees, monthly minimums, slow people in the payments industry, PCI compliance... Stripe takes payments and put them behin…

they've been nothing but headaches (especially if you're young—nobody trusts you.) Ah, things must have changed from early 2000s. I had no problems getting (pretty high risk) merchant accounts back in high school. That said, Stripe looks pretty cool. No more authorize.net mess=)

I've been turned down a few times for merchant accounts. The company I started in college got turned down, and we ended up using paypal.

Re: Stripe: instant payment processing for developers

#178
Even though the credit card details never hits the webserver of the host site, does the fact that the fields are on the site rather than in a secure iframe not mean that there's still a PCI issue? Namely that if a malicious party manages to find a way to inject javascript into the page they can read any form field they want, regardless of whether it's being submitted elsewhere.

This was true of Braintree (the form posts to a remote url rather than to a server run by the site), how does Stripe alleviate this issue?

Re: Stripe: instant payment processing for developers

#179
post #28
post #10

Wondering when it will work in Canada? Also, how does it work "without merchant account or gateway" ?

We're working on international support right now -- though we don't have an ETA, launching in the US was definitely the first part of getting there (and we care a lot about going international -- about half our team is from other countries). You don't need to make your own merchant account or payment gateway because we abstract over those details. We'll make whatever accounts are necessary and we work directly with t…

Is there any chance you guys could set up a mailing list for people to be notified when there is more international support? Merchant services in Australia suck.
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