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In our cashless society, we need to take digital jail seriously

thehub.ca

521–530 of 849 posts

Re: In our cashless society, we need to take digital jail seriously

#521

Earlier quoted context omitted.

> The simple answer is to reject the cashless society. No, that battle is lost. Cashless is easier and more convenient, it's hard to beat that. We need more constitutional human rights. It's not okay to take or freeze somebody's money/property without any court decision. Edit: some of the answers assume that I'm against cash or that by saying "battle is lost" I mean cash is gone; My point of "cashless winning" is tha…

I had my only personal UK bank account frozen without warning for weeks. The first I knew of it was when the call centre wouldnt answer the phone for 45mins from the shop where I had just tried to use the card. Had to abandon the process and go home. Next morning, call the bank call centre, do security get told they cant talk to me. The processes to get the account activated was interesting, I couldnt complain to the…

Better than crypto, you can store some money in a foreign bank account with a debit card attached and withdraw from the ATM when you need.

Re: In our cashless society, we need to take digital jail seriously

#522

Earlier quoted context omitted.

All of these scenarios can be addressed with a fungible cryptocurrency.

Yes, that is the argument I am making. But it is important that these fungible cryptocurrencies are as cash-like as possible. So, no global ledger.

I always tend to assume good faith in discussions, so I must ask, are you trolling? Or is it just that HN's general antagonism towards any form of cryptographic currency stems from a dearth of information?

Re: In our cashless society, we need to take digital jail seriously

#523
post #287

The most concerning thing about Trudeau's use of the Emergencies Act is that it was both unnecessary and, despite the protests being quelled, ongoing . First, the police in Ottawa chose not to enforce even basic laws in the area of the protest for several weeks. The result was lawlessness and a total lack of respect for the police. They were being jeered at for putting threatening flyers under windshield wipers one d…

Is it really unclear? There are examples from other countries. Erdogan got emergency powers during a coup and continued to hold on to them for a long time and before finally giving up, he made enough changes in the constitution and law that effectively he retains all of them. I see the same pattern here. I would be surprised if there is going to be another PM ever in Canada. If it sounds ridiculous, think about the f…

I'm sorry but it does sound ridiculous, ridiculous beyond belief. I think the words "get a hold of yourself" are appropriate here. Using emergency powers to clear away a disruptive protest (which stretches the definition substantially, in that it was blocking streets and border crossings) is hardly dictator for life material.

Do you know what "minority government" means? It means that if he loses support of the other parties he's toast.

Come back to us and tell us about "no more PMs in Canada" when he's had his mob stage a January the 6th style event and he refuses to step aside in the face of an election.

Re: In our cashless society, we need to take digital jail seriously

#524

Earlier quoted context omitted.

I had my only personal UK bank account frozen without warning for weeks. The first I knew of it was when the call centre wouldnt answer the phone for 45mins from the shop where I had just tried to use the card. Had to abandon the process and go home. Next morning, call the bank call centre, do security get told they cant talk to me. The processes to get the account activated was interesting, I couldnt complain to the…

Better than crypto, you can store some money in a foreign bank account with a debit card attached and withdraw from the ATM when you need.

So the same problem, just a different bank?

Re: In our cashless society, we need to take digital jail seriously

#525
post #513

The simple answer is to reject the cashless society. In the medium to long term it's simply incompatible with any reasonable definition of freedom. Surveillance is bad enough, but a system that allows governments to arbitrarily "turn off" thousands or millions of people at the push of a button is too powerful to not be abused. Even the mere existence of such a system has a chilling effect. Which I suspect is precisel…

> The simple answer is to reject the cashless society. Very much this. It is disappointing and scary to see tech people, of all groups, who like this idea. Cash is a perfect currency. It is strictly peer to peer, fully fungible, can't be blocked or censored by any party, anonymous, has no dependency on anything (still works when the electricity and internet are down).

No post body was provided.

Re: In our cashless society, we need to take digital jail seriously

#526

The simple answer is to reject the cashless society. In the medium to long term it's simply incompatible with any reasonable definition of freedom. Surveillance is bad enough, but a system that allows governments to arbitrarily "turn off" thousands or millions of people at the push of a button is too powerful to not be abused. Even the mere existence of such a system has a chilling effect. Which I suspect is precisel…

> The simple answer is to reject the cashless society. No, that battle is lost. Cashless is easier and more convenient, it's hard to beat that. We need more constitutional human rights. It's not okay to take or freeze somebody's money/property without any court decision. Edit: some of the answers assume that I'm against cash or that by saying "battle is lost" I mean cash is gone; My point of "cashless winning" is tha…

> We need more constitutional human rights

you mean those that are taken away by governments at the blink of an eye?

Re: In our cashless society, we need to take digital jail seriously

#527

Earlier quoted context omitted.

In the asymmetric centralised case of a reasonably established business accepting payments from thousands of people (and barely, if ever, issuing payments in the other direction) it's not. It's about the same, barring this hyperbolic stuff about "despising" coins. In the generalised case, e.g. I need to pay my friend, or a builder, or a taxi driver, or someone at a market stall - essentially any standalone human, it'…

I'm not sure I quite understand, but doesn't the bureacratic structure of cashless payments also provide the benefit of automatically documenting all your transactions for you so that you don't have to keep track of them manually? Unless, as I mentioned in another reply, your intention is to hide such transactions for whatever purpose - i.e. I know quite a few merchants use cash payments to avoid paying taxes. But th…

> With say Venmo, I open the app, press a few buttons, and my friend has the money in seconds

But they very much don't have the money yet. The transaction may have posted (if you happened to have connectivity) but it hasn't settled. It may be blocked in all kinds of ways before they actually get the money. Their account might be suspended. The payment processor may simply decide to never pay it (paypal being infamous for this).

With cash, the moment the object and the bills change hands, the funds transfer has irrecovably settled without any external dependency being possible.

Re: In our cashless society, we need to take digital jail seriously

#528

Earlier quoted context omitted.

I had my only personal UK bank account frozen without warning for weeks. The first I knew of it was when the call centre wouldnt answer the phone for 45mins from the shop where I had just tried to use the card. Had to abandon the process and go home. Next morning, call the bank call centre, do security get told they cant talk to me. The processes to get the account activated was interesting, I couldnt complain to the…

Better than crypto, you can store some money in a foreign bank account with a debit card attached and withdraw from the ATM when you need.

you think those cant be blocked?

Re: In our cashless society, we need to take digital jail seriously

#529

Earlier quoted context omitted.

> Incorrect, the battle is partly won... Not in the slightest. You can mandate that people accept cash, but you can't force people to pay with it. The writing is on the wall; barring some sort of major social upheaval, cashless will be more dominant in the future. It's just too convenient. So let's figure out what kind of benign future we actually can build. "Everyone decides to use cash again" just isn't going to ha…

> The writing is on the wall; barring some sort of major social upheaval, cashless will be more dominant in the future. It's just too convenient. In classic HN fashion, everyone disagreeing with this is focused on their own solipsistic perception of the relative merits, technical and otherwise, of cash versus electronic payments. But convenience always wins. The not-yet-evenly-distributed future is represented by App…

> We need better legal protections for electronic payments and banking.

Governments giving back power to people? What optimism!

Re: In our cashless society, we need to take digital jail seriously

#530

Excellent article and one that I wish my friends would read. Recently on a hike I mentioned how upsetting Trudeau’s actions are, and none of my friends had any idea what was happening up in Canada, except someone talked about a few things that I don’t believe are true: truckers were violent, few Canadians supported them, etc. - I think those things are not true. As other people here have pointed out, cashless society…

No, poll after poll has shown that Canadians were overwhelmingly against the truckers [1], and a strong majority supported the use of the emergency act (there was even a point where bringing in the military polled quite strongly with Canadians). There have also been a multitude of reports of violence, including at least one case where protestors attempted to burn down an apartment complex with its residents locked in…

Protections for rights like this don't exist to protect speech that is popular. They exist to protect speech that is UNPOPULAR, because that's the very speech that needs to be protected. Early civil rights movements were not popular, blocked roads, and sometimes ended in riots. The idea of "MLK led a march on the capital and everyone agreed because he was so peaceful :)" is propaganda. Creating inconvenience for people is the POINT of a protest - the freedom to "protest" as long as the police are OK and you stay in your protesting zone far away from where it would be too much trouble isn't a right to protest at all.

The fact that Canadians are largely against this has absolutely zero bearing on anything.

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