The reason password managers help your opsec is not because they can store passwords..but because they can randomize passwords, too, and per website.
If one of those web services is compromised, the other accounts and credentials stay unaffected.
And humans on the other hand have maybe 2 or 3 passwords based on some imaginitive sense of "how secure and trustworthy" the website is...only to realize later that their paypal password ain't that secure, and that now all other "secured" accounts are compromised, too.
I mean, BreachCompilation and Collection No1-6 have shown us not only the passwords to accounts, but the patterns specific people use once their passwords have been compromised and what they add to their patterns when they are forced to change their passwords after a breach.
And let's just leave it with humans are not good at remembering special characters, and they do like counting a lot.