711–720 of 736 posts
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It is today with different added features, but back in the 2010s you didn't need your bank to support it. You could do it with your VISA/Mastercard/AMEX credit or debit card.
In what country? I tried to add my cards to Google Pay the day it came out and some were allowed and others weren't.
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This is not true! Sorry for the passion but i was involved in the mobile payment scene at the time. It was not the banks halting the development of mobile payment. It was: 1- Apple 2- MNOs (Mobile Network Operators) 3- Samsung Apple closed off the iphone NFC api which dried up VC funding in the mobile payment scene. This is one of the reason we have QR Codes everywhere today, and not NFC tags. To securely process mob…
You're replying to someone talking about contactless card payments, and you're talking about mobile payments. They are not the same thing.
Some links: - https://developer.android.com/guide/topics/connectivity/nfc/... - https://xamoom.com/new-nfc-capabilities-for-all-iphones/
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This reminds of of when I was in Oslo back in 2014. We ordered food at a small restaurant after confirming they accepted credit cards. When it came time to pay, the woman behind the counter refused to scan our credit cards because they had no chips. (It would have worked, every other card terminal we'd used in the country still supported magstripe, and I saw that her machine had a scanner. She didn't say the reader w…
> It would have worked, every other card terminal we'd used in the country still supported magstripe, and I saw that her machine had a scanner. She didn't say the reader was broken or anything, just refused to try. Just because the terminal has a magstripe reader on doesn't mean her merchant account provider accepts it. Plenty don't, or some transfer the liability to the store in that case. > If the card hadn't worke…
2014. I don't remember with 100% confidence, but I'm pretty sure none of my (many) credit cards had a chip back in 2014.
Stores here didn't even start installing chip reader card stations until ~2018 or so.
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Only one of my cards actually has raised numbers and its about to expire, so will probably get a completely flat one that replaces it as well. 2 of my cards are tap only, the mag stripe is gone - they are also store-specific cards, so that might have something to do with it. Master card said they will start phasing out mag strip in 2024. Soon enough tap/dip will be the only way.
Yeah, here in Canada the magstrip has all but gone the way of the dodo - it's chip-and-pin or tap everywhere here. IIRC vendors here stopped taking magstrips before the Americans even. Cards still have magstrips on them but I can't remember the last time one got used. Maybe a gas station.
But the chips are relatively flaky and often don't work. At least here (California) after three failed chip communication attempts, the terminal allows a magstripe swipe instead as a backup. Happens quite often.
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Yeah, here in Canada the magstrip has all but gone the way of the dodo - it's chip-and-pin or tap everywhere here. IIRC vendors here stopped taking magstrips before the Americans even. Cards still have magstrips on them but I can't remember the last time one got used. Maybe a gas station.
The big holdout in the USA was fuel pumps. For some reason they demanded and got all kinds of extra time to convert to chip cards instead of swipe.
Was? Most of the ones I use are still magstripe-based ("remove your card quickly"). Only occasionally it says "leave card inserted" which is where (I assume) it's talking to the chip.
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It can use a rotating number, I think, but when I tap my watch, any receipt with shows me the last four digits still shows me the same last four digits. Apple rotates the CVV, but not the card number so much.
Are you doing it with the Apple Card or just Apple Pay?
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I am surprised Apple didn't make this a closed system and compete with Square for small businesses. Apple isn't Microsoft. When was the last time Apple created something consumer facing from scratch instead of using industry standards or market leaders if they exist? They generally don't explicitly compete with commodity businesses unless there's something unique they're attempting to accomplish. They do stuff just b…
> When was the last time Apple created something consumer facing from scratch instead of using industry standards or market leaders if they exist? I'm too lazy to recall every detail, but it happened, often. Last exemple I have in mind is maps. As far as tech is concerned, I believe metal is their own inhouse invention?
Uh huh.
Last exemple I have in mind is maps.
They're working with several providers, including Yelp, Open Maps and Garmin. I've submitted corrections and additions to Apple Maps; anyone can do it.
As far as tech is concerned, I believe metal is their own inhouse invention?
Metal is a set of APIs for developers; it's not customer facing. Most users aren't going to know which graphics API their software uses. Apple supported and uses OpenGL for a long time and it's still available for backwards compatibility I believe.
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Apple Wallet is already in macOS, but Apple Pay is only in Safari
There's no wallet on macOS; Safari does enable you to use Apple Pay on your Apple Watch or iPhone to pay for things on websites.
Otherwise, you can add cards to your Mac just like on an iPhone or iPad!
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Oh holy christ, I hadn't heard of them doing that. Doesn't shock me, sadly.
Oh, a source[1] - this is why I'm extremely skeptical of the goodness of disrupting. Building a new competitor that can straight up out compete existing monopolies is one thing but beating existing companies by refusing to play by the same rules removes the power of law from society. It was super depressing at the time to hear the Libertarian crowd come out in staunch defense of this program. 1. https://www.independe…
Look up the definition of "regulatory capture," and you'll see a photo of a taxicab, or at least you should. When the law does not respect the people, the people will not respect the law... nor should they.
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Why would it, you have your iPhone, right?
Yea, practically speaking the physical card is just a trinket to get people to sign up for the card. BUT contact free payment via card and Apple Pay contact free payments are slightly different and I’ve been to POS terminals that had one but not other. But the point was that there exists cards that don’t have nfc capabilities, including the one made by the company at center of article.
They are very, very similar that this surprises me. Apple/Google pay implement the same standards as wireless cards and it should Just Work(TM) everywhere the cards can be accepted. Obviously real life and 'should' don't always marry up.
But it was one of the big drivers of acceptance of the tech in most places - the infrastructure is already there! You probably don't even need to update the firmware on your reader!
> including the one made by the company at center of article.
Sure, but my point is that I believe that's deliberate, because they want you to use the contactless payment capability of your phone. I don't doubt there are other cards out there without the capability, I just think the apple one isn't a great example.