Apple unveils contactless payments via Tap to Pay on iPhone

Post by joshstrange » Tue, Feb 08, 2022, 5:19 PM UTC

losvedir wrote: post #33

Is this only for merchants? I feel like here in the US we still don't have a great way to send money back and forth with friends and family. Zelle is decent if both parties' banks support it, but otherwise I've tried Google Pay, Paypal, Venmo, and they all have some problem or another. A lot of them (I'm looking at you PayPal) require you to give them your bank username and password!

Post by jermaustin1 » Tue, Feb 08, 2022, 5:20 PM UTC

profmonocle wrote: post #209

melling wrote: post #23

Earlier quoted context omitted.

The long slow road to contactless payments. Almost 2 decades along in the technology adoption curve. I was ready for this in 2005. https://money.howstuffworks.com/personal-finance/debt-manage... If course as the article points out, it wasn’t even new technology back then: “ Not Exactly New Tech Mobile introduced the Speedpass in 1997. Speedpass is a small device on a keychain (called a fob) that users wave in front o…

Something I was thinking about the other day is how some modern credit cards technically have four different ways to pay. Swiping pressure-sensitive paper over the raised numbers (the original method) is still possible, though I haven't seen a merchant actually do this since maybe the mid-2000's. Then you have magstripe, chip, and RFID all in the same card. Pretty impressive backwards compatibility, although I think…

Post by seanmcdirmid » Tue, Feb 08, 2022, 5:21 PM UTC

throwaway894345 wrote: post #260

brimble wrote: post #230

Earlier quoted context omitted.

I've only just gotten used to the slide-it-in-the-slot kind. Whatever that's called. The thing that's replacing the magnetic stripes, more or less. I always forget about contactless. I think all my cards can do it? Not knowing for sure is why I never try, and just stick the card in the slot, which always works. I think I've paid with my phone one time ever. For some reason I can't bring myself to trust it to work 100…

> I've only just gotten used to the slide-it-in-the-slot kind. I always called this "chip". My UK friends called it "chip-and-pin" in 2012. But yeah, no idea what the technical or widely-accepted colloquial terms are. > Not knowing for sure is why I never try, and just stick the card in the slot Yeah, for some reason the UX for contactless is terrible. Sometimes something will show four evenly-spaced green lights (an…

Post by edwinwee » Tue, Feb 08, 2022, 5:22 PM UTC

aquark wrote: post #177

Question for anyone in the know at Stripe ... does this make a iPhone work like the existing BBPOS WisePOS terminals and able to interact with a web app _without_ any code running on the phone itself (other than Stripe's) Or is it more akin to the BBPOS Chipper readers and still needs a custom mobile app to interact with? ie: can a platform built on Stripe use this for their customers without needing to supply a mobi…

Post by otterley » Tue, Feb 08, 2022, 5:22 PM UTC

dkonofalski wrote: post #123

danShumway wrote: post #78

Earlier quoted context omitted.

Thanks, I was actually pretty confused by this at first glance. As a non-Apple-user I've never personally used the feature, but I still thought that stuff like Tap to Pay was a somewhat large selling point for the Apple Watch. So for a second I wondered if I had just been drastically misunderstanding how that worked for a long time and had somehow never actually checked/verified that iPhones/Watch could do that.

I use it nearly every day and definitely for almost every purchase I make. I no longer carry around a wallet now that digital IDs are a thing and have only had 1 situation in the last 6 months where I needed a physical card because they had TTP disabled on their terminal.