Apple unveils contactless payments via Tap to Pay on iPhone • Hacker News Board

Re: Apple unveils contactless payments via Tap to Pay on iPhone

#91

Post by tluyben2 » Tue, Feb 08, 2022, 4:11 PM UTC

jacquesm wrote: post #34

melling wrote: post #23

Earlier quoted context omitted.

The long slow road to contactless payments. Almost 2 decades along in the technology adoption curve. I was ready for this in 2005. https://money.howstuffworks.com/personal-finance/debt-manage... If course as the article points out, it wasn’t even new technology back then: “ Not Exactly New Tech Mobile introduced the Speedpass in 1997. Speedpass is a small device on a keychain (called a fob) that users wave in front o…

EU has contactless paying for a while now, but it uses a chip embedded in the bank card.

Yep, and I haven’t ‘dipped’ a card for years now to pay. With the high value payments going up for contactless, I might forget my pin code altogether.

Re: Apple unveils contactless payments via Tap to Pay on iPhone

#92

Post by orangepanda » Tue, Feb 08, 2022, 4:12 PM UTC

mike1o1 wrote: post #82

yuuu wrote: post #67

Earlier quoted context omitted.

I had movers a couple months ago and tried to tip them. Note that I don't ever carry cash and am a proponent of abolishing the Federal Reserve. I asked them for their Ethereum or Bitcoin address, and they said, "neither of us don't have that, but we take cash." I calmly tried to explain to them the evils of the Federal Reserve for around five minutes, then began to set them up with their own cryptocurrency wallets on…

I can't tell if this is satire or not.

Looking at their comment history, I think they're actually serious.

Re: Apple unveils contactless payments via Tap to Pay on iPhone

#93

Post by d3nj4l » Tue, Feb 08, 2022, 4:12 PM UTC

mike1o1 wrote: post #82

yuuu wrote: post #67

Earlier quoted context omitted.

I had movers a couple months ago and tried to tip them. Note that I don't ever carry cash and am a proponent of abolishing the Federal Reserve. I asked them for their Ethereum or Bitcoin address, and they said, "neither of us don't have that, but we take cash." I calmly tried to explain to them the evils of the Federal Reserve for around five minutes, then began to set them up with their own cryptocurrency wallets on…

I can't tell if this is satire or not.

I was sure it was satire until I started reading GP's past comments. Definitely a very post-ironic moment.

Re: Apple unveils contactless payments via Tap to Pay on iPhone

#94

Post by numpad0 » Tue, Feb 08, 2022, 4:12 PM UTC

twobitshifter wrote: post #54

It notes that it’s supported iPhone XS or later - what feature was added to the XS that is not in the X? When Apple names the “pro” model like this does it mean that the XR from the same generation is not supported?

8 Global/7 JP and later has FeliCa secure element; checkm8 exploit works up to X. It’s a fine thinking to not accept secure transaction originating a potentially jailbroken device; perhaps that’s why?

Re: Apple unveils contactless payments via Tap to Pay on iPhone

#95

Post by dylan604 » Tue, Feb 08, 2022, 4:12 PM UTC

xeromal wrote: post #72

melling wrote: post #23

Earlier quoted context omitted.

The long slow road to contactless payments. Almost 2 decades along in the technology adoption curve. I was ready for this in 2005. https://money.howstuffworks.com/personal-finance/debt-manage... If course as the article points out, it wasn’t even new technology back then: “ Not Exactly New Tech Mobile introduced the Speedpass in 1997. Speedpass is a small device on a keychain (called a fob) that users wave in front o…

https://en.wikipedia.org/wiki/Softcard I used this payment processor in utah in the early 2010s at Jamba Juices and a few other random places. It was pretty sweet but its name was Isis and that was right around the time Isis started becoming big and I believe they ended up dying off.

Typically, when I see a company changing names, I tend to think they've fucked up something so badly in the past that they hope a name change will remove that stinnk. When you see a name change like this, you're like "yup, good move. hope you did it fast enough!"

Avoiding the Isis name was even enough to change the story line for the animated show Archer.

Re: Apple unveils contactless payments via Tap to Pay on iPhone

#96

Post by user_7832 » Tue, Feb 08, 2022, 4:12 PM UTC

throwaway894345 wrote: post #81

jacquesm wrote: post #34

Earlier quoted context omitted.

EU has contactless paying for a while now, but it uses a chip embedded in the bank card.

I studied abroad in France in 2012--at this time, all European card readers had been chip-based for quite a while and my US credit card didn't have one. I couldn't figure out how to use them and many store clerks had no idea what to do with my magnetic-strip credit card. I went to England in 2019, at which point cards in the US had been updated to use magnetic stripes, and everyone was using tap-to-pay. It turns out…

Can't speak for other countries, but at least here in the Netherlands, chip based cards are still the main type of card, though most of these cards support contactless payment as well. Almost all PoSes also support Apple/Google pay too which is actually pretty convenient. However, I think many (supermarket) PoSes also support magnetic - they appear to have 2 card slots on them.

Re: Apple unveils contactless payments via Tap to Pay on iPhone

#97

Post by have_faith » Tue, Feb 08, 2022, 4:13 PM UTC

yuuu wrote: post #67

TIPSIO wrote: post #47

I would really like to see it become normal for tipping people this way (that isn't at a cash register / tap) but with AirDrop. For example, I recently had movers. I went out of my way to get a cash tip for them earlier. It would have been nice to skip that and just ping it at them somehow without awkwardly saying "Hey friend do you have Venmo? Apple Pay? CashApp? I'd like to tip you. What's your phone number?! Let m…

I had movers a couple months ago and tried to tip them. Note that I don't ever carry cash and am a proponent of abolishing the Federal Reserve. I asked them for their Ethereum or Bitcoin address, and they said, "neither of us don't have that, but we take cash." I calmly tried to explain to them the evils of the Federal Reserve for around five minutes, then began to set them up with their own cryptocurrency wallets on…

Great copypasta material.

Re: Apple unveils contactless payments via Tap to Pay on iPhone

#98

Post by tluyben2 » Tue, Feb 08, 2022, 4:13 PM UTC

tut-urut-utut wrote: post #85

sabjut wrote: post #14

Clarification due to a somewhat confusing title: This is about the merchant using an iPhone to accept credit cards and other Tap to Pay devices. The customer was able to pay with Tap to Pay with their iPhone for a while now.

I honestly don't see what's so revolutionary about this. Why would anyone shell out multiple hundreds of € when a device that accepts payments can be purchased for a fraction of the iPhone price? E.g the most expensive device here [1] is only 120 €, and it can also print the bill. The cheapest that does the job is a mere 20 €.

Well, if you already have an iPhone ? I would assume this is for small vendors? Otherwise indeed I do not see the point.

Re: Apple unveils contactless payments via Tap to Pay on iPhone

#99

Post by ctime » Tue, Feb 08, 2022, 4:13 PM UTC

yuuu wrote: post #67

TIPSIO wrote: post #47

I would really like to see it become normal for tipping people this way (that isn't at a cash register / tap) but with AirDrop. For example, I recently had movers. I went out of my way to get a cash tip for them earlier. It would have been nice to skip that and just ping it at them somehow without awkwardly saying "Hey friend do you have Venmo? Apple Pay? CashApp? I'd like to tip you. What's your phone number?! Let m…

I had movers a couple months ago and tried to tip them. Note that I don't ever carry cash and am a proponent of abolishing the Federal Reserve. I asked them for their Ethereum or Bitcoin address, and they said, "neither of us don't have that, but we take cash." I calmly tried to explain to them the evils of the Federal Reserve for around five minutes, then began to set them up with their own cryptocurrency wallets on…

Bravo

Re: Apple unveils contactless payments via Tap to Pay on iPhone

#100

Post by benbristow » Tue, Feb 08, 2022, 4:13 PM UTC

kilroy123 wrote: post #75

TIPSIO wrote: post #47

I would really like to see it become normal for tipping people this way (that isn't at a cash register / tap) but with AirDrop. For example, I recently had movers. I went out of my way to get a cash tip for them earlier. It would have been nice to skip that and just ping it at them somehow without awkwardly saying "Hey friend do you have Venmo? Apple Pay? CashApp? I'd like to tip you. What's your phone number?! Let m…

Here in London tons of people and places have pay touch readers like this: https://imgur.com/nNaDddR I'm talking museums asking for donations. To street performers in the tube. They're everywhere.

The lollipop and aftershave man in my local nightclub's toilet has one. I'm tempted to give him a pound next time to see what pops up on my bank statement (and for some probably counterfeit cologne).

For context: I don't know if they're a thing in the States but in most male toilets in nightclubs (and more 'clubby' bars) in the UK there's usually an annoying guy in the toilet who turns off the hand driers and gives you paper to dry your hands whilst passively aggresively demanding a tip in return for a lollipop or a spray of various aftershaves/deoderants.