Earlier quoted context omitted.
The unbanked Americans are people who either are unable to open an account, or have been denied opening accounts. To cash their checks, keep their income, etc..., they have to pay much more in fees. Historically (in the U.S.) it was rooted in racism post-U.S. civil war. Now, less so. The history is still there, and the inability of poor people to obtain an account still exist. It excludes people from getting mortgage…
That's the history, but you're missing the context of today. Many "unbanked" americans are immigrants voluntarily trying to avoid reporting and stay off the grid. The solution lay in busting bias and fixing immigration laws though, not banking.
Ask HN: Hacker claimed ownership and then deleted my Facebook Page of 50k users
191–200 of 240 posts
Re: Ask HN: Hacker claimed ownership and then deleted my Facebook Page of 50k users
#192Earlier quoted context omitted.
It's not about private companies. I have an account at a private bank and am not afraid of something like this happening at all. Because to the bank I'm not just an abstract "username and password": the account is tied to my real world identity, so in the last resort I'll prove to the bank that I'm me using state provided means. I'm getting more and more convinced that online accounts important to people's livelihood…
I mean... banks are the worst in this case. Banks are known to irreversibly close accounts if they think you triggered some random algorithm, you have the same name as a terrorist, you have the wrong job, they don't like how you're using your account, or any other completely random reason. The decision is final they'll usually even refuse to tell you why they closed your accounts. I had a bank (BMO Harris) close an a…
Re: Ask HN: Hacker claimed ownership and then deleted my Facebook Page of 50k users
#193Using the word hacker for those doing illegal activities just undermine the hackers community. Please use the correct terminology for the benefit of the relevant societies and communities.
Re: Ask HN: Hacker claimed ownership and then deleted my Facebook Page of 50k users
#194Sometimes company legal teams can be the most accessible way to draw attention to something like this, and I don't mean in a combative way. They're very risk conscious, they see a '10+ years of building a heavy metal community, gone like a puff of smoke' in terms of risks, both of bad publicity but also if you were to somehow litigate because of the damage to your business or project. Often they have an email address…
https://www.facebook.com/terms.php
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Re: Ask HN: Hacker claimed ownership and then deleted my Facebook Page of 50k users
#195Earlier quoted context omitted.
But I can go to a desk and, talk to someone, and, eventually, possibly after a very long time, someone will act. With canned response AI private corps I don’t have this. Also, at least where I live, if you make more of a stink at the office of the public org in question, you get helped faster and often better.
> But I can go to a desk and, talk to someone, and, eventually, possibly after a very long time, someone will act. Ever tried to get a pothole filled?
Re: Ask HN: Hacker claimed ownership and then deleted my Facebook Page of 50k users
#196Update: I updated my blog to reflect the discussion taking place here: https://metalised.wordpress.com/2022/01/27/metalised-faceboo... Thank you everyone for your support and vivid discussion. I hope this manages to reach the right eyeballs eventually! ---- Further update: I can't edit the post itself anymore, but someone from Meta reached out! Thank you so much, kind stranger, and thank you HN! You rock!
> but someone from Meta reached out I hate that justice is a PR battle.
Re: Ask HN: Hacker claimed ownership and then deleted my Facebook Page of 50k users
#197Re: Ask HN: Hacker claimed ownership and then deleted my Facebook Page of 50k users
#198Re: Ask HN: Hacker claimed ownership and then deleted my Facebook Page of 50k users
#199Update: I updated my blog to reflect the discussion taking place here: https://metalised.wordpress.com/2022/01/27/metalised-faceboo... Thank you everyone for your support and vivid discussion. I hope this manages to reach the right eyeballs eventually! ---- Further update: I can't edit the post itself anymore, but someone from Meta reached out! Thank you so much, kind stranger, and thank you HN! You rock!
> but someone from Meta reached out I hate that justice is a PR battle.
Re: Ask HN: Hacker claimed ownership and then deleted my Facebook Page of 50k users
#200Sometimes company legal teams can be the most accessible way to draw attention to something like this, and I don't mean in a combative way. They're very risk conscious, they see a '10+ years of building a heavy metal community, gone like a puff of smoke' in terms of risks, both of bad publicity but also if you were to somehow litigate because of the damage to your business or project. Often they have an email address…
I can't see the legal teem being too concerned about litigation: https://www.facebook.com/terms.php Accordingly, our liability shall be limited to the fullest extent permitted by applicable law, and under no circumstances will we be liable to you for any lost profits, revenues, information or data, or consequential, special, indirect, exemplary, punitive or incidental damages arising out of or related to these Terms…