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Eviction notice downloads soar after federal moratorium ends

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Re: Eviction notice downloads soar after federal moratorium ends

#121

Post by [deleted] »

q1w2 wrote: post #54
xahrepap wrote: post #27

Tangential and honest question: how do eviction moratoriums help? I can see how a short ban on evictions can help prevent a spike in a homelessness crisis, but long term I really struggle with it. Is the assumption that all/most landlords have infinite money to support non-payers? Are governments subsidizing 100% of the missed rent?

As a landlord, I can tell you that the government does NOT replace ANY of the missed rent. Moreover, while many tenants have continued to pay their rent - MANY have gradually started realizing that I am unable to evict them, and have completely stopped paying rent. Moreover, they have started collaborating under the assumption that there is more protection if they do it together. Like other landlords, I have lost a t…

[deleted]

Re: Eviction notice downloads soar after federal moratorium ends

#122

Post by thegrimmest »

notch656a wrote: post #107
thegrimmest wrote: post #94

Earlier quoted context omitted.

That still leaves an enormous quantity of people who don't have 100k just laying around, and are not reliable enough to be loaned the sum.

Someone who can't be trusted with 100k shouldn't be entrusted to inhabit a house worth 700k. One careless action can easily cause 100k worth of damage to a house. It's probably easier to keep 100k safe than it is to keep at least 600k of value of a 700k house safe.

Ehm, I'm not sure how that makes any sense at all. Someone who can't be trusted to repay 100k can certainly be trusted to inhabit a (insured) house worth 700k without setting it on fire. Landlords do exactly this all the time. Also, it's not about keeping the money safe, but about generating a return.

Re: Eviction notice downloads soar after federal moratorium ends

#123

Post by maxmamis »

JadoJodo wrote: post #104
maxmamis wrote: post #63

Earlier quoted context omitted.

Quoted post unavailable.

IANAL, but it sounds as though GP has a job... Managing a 12-unit apartment complex.

hmmm, i live in a similarly sized building with a live-in super. he's not the one receiving a third of my monthly income. where is the rest going?

Re: Eviction notice downloads soar after federal moratorium ends

#124

Post by georgeecollins »

PragmaticPulp wrote: post #22

These headlines are some of the weirdest backwards stories I’ve seen lately. It’s like everyone is desperate to make this into a crisis yet reality isn’t delivering the eviction catastrophe the headline writers wanted. Obviously we’re seeing more evictions now that they’re literally not banned. That’s not news. However, this is shocking: > The rates of evictions served are approaching pre-pandemic levels in certain a…

I also see that in these "everyone is leaving California" stories. It's not that I really care whether people are coming or going, but there is a part of the media that seems to bring the hate. The main change of the last two years has been less immigration, not more people leaving (there are always lots of people leaving), but you never hear that. Sometimes it feels like they are trying to tell the story people want to hear.

Re: Eviction notice downloads soar after federal moratorium ends

#125

Post by tehwebguy »

PragmaticPulp wrote: post #22

These headlines are some of the weirdest backwards stories I’ve seen lately. It’s like everyone is desperate to make this into a crisis yet reality isn’t delivering the eviction catastrophe the headline writers wanted. Obviously we’re seeing more evictions now that they’re literally not banned. That’s not news. However, this is shocking: > The rates of evictions served are approaching pre-pandemic levels in certain a…

> What am I missing?

- Not all evictions were covered by the federal ban, or any applicable local bans

- Most people likely did not actually go through the eviction process (most people want / try to pay their bills; most would avoid a life where a landlord is constantly hounding them for unpaid rent; its greatly preferable for a tenant to avoid the mark by almost any means; can be expensive for landlords; some landlords still do illegal “self-help” evictions like lockouts or making tenancy unlivable)

- If the evictions don’t actually “soar” beyond pre-pandemic levels I’d assume it indicates the number of tenants abusing (or even rightly using) the moratoriums was lower than the stakeholders have been making it out to be

- There have been programs running simultaneously to provide rental relief across the country to make payments to landlords

Re: Eviction notice downloads soar after federal moratorium ends

#126

Post by aaaaaaaaaaab »

q1w2 wrote: post #54
xahrepap wrote: post #27

Tangential and honest question: how do eviction moratoriums help? I can see how a short ban on evictions can help prevent a spike in a homelessness crisis, but long term I really struggle with it. Is the assumption that all/most landlords have infinite money to support non-payers? Are governments subsidizing 100% of the missed rent?

As a landlord, I can tell you that the government does NOT replace ANY of the missed rent. Moreover, while many tenants have continued to pay their rent - MANY have gradually started realizing that I am unable to evict them, and have completely stopped paying rent. Moreover, they have started collaborating under the assumption that there is more protection if they do it together. Like other landlords, I have lost a t…

Even though you can’t evict them, I would have assumed the missing payment would catch up with them eventually - e.g. by tanking their credit rating, or selling their debt to a collections agency… Is this not the case? You just swallow the loss and go on?

Re: Eviction notice downloads soar after federal moratorium ends

#127

Post by cdcarter »

kristjansson wrote: post #45
xahrepap wrote: post #27

Tangential and honest question: how do eviction moratoriums help? I can see how a short ban on evictions can help prevent a spike in a homelessness crisis, but long term I really struggle with it. Is the assumption that all/most landlords have infinite money to support non-payers? Are governments subsidizing 100% of the missed rent?

There were subsidies provided by multiple levels of government[1][2], down the city level where I live. Apparently there was at least (if not more than) the usual level of misappropriation of those subsidies, so complaints from landlords abound. [1] https://dfpi.ca.gov/2021/03/15/covid19/ [2] https://home.treasury.gov/policy-issues/coronavirus/assistan...

> Apparently there was at least (if not more than) the usual level of misappropriation of those subsidies, so complaints from landlords abound.

For the most part, we saw landlords REFUSING these subsidies and refusing to help tenants get them - https://newrepublic.com/article/163840/erap-cash-tenants-not...

Re: Eviction notice downloads soar after federal moratorium ends

#129

Post by horsawlarway »

rhacker wrote: post #60
cletus wrote: post #19

I'm all for providing a social safety net in exactly the way the US doesn't. Housing (aka shelter) is a key part of that but the way the US does this is completely backwards. The government saying you can't evict someone is basically telling people they don't have to pay rent anymore regardless of need . Rent control is the same way: you can't raise the rent regardless of need . So these programs don't really help pe…

If rentals were illegal the price of buying a 1300 sq. foot home might have been 100k instead of 700k. So I stand by my belief that it's - oh there's already a name for it - rent seeking.

I'm not finding this argument particularly compelling.

I definitely understand that rentals can be profit seeking tools that are harmful (ex: slum lords) - but I don't think removing the ability to rent actually solves that problem.

If you can't rent - there are wide swathes of my city that just wouldn't be developed at all. It would remain the private estate of the family that owned it. Instead those plots are sold or developed into apartments/condos/townhomes.

Basically - land is a revenue generating asset. If rent is illegal, folks will use it for the next best revenue they can make. They won't just suddenly dump it on the market for sale.

Further - renting can be a valuable tool. I moved very often right out of school seeking to live as close as possible to my current job. That was insanely helpful to me, and not something that would be financially feasible if I had to purchase and re-sell for each (near-yearly) move - even if the house I was buying only cost 100k, and not 500k.

---

Basically - I understand the sentiment, but I think this argument glosses over far too many likely consequences of removing the ability to rent (ex - I promise you you'll just end up with a lot of company towns where "Room & board" is free, but only if you work the company job.)

Re: Eviction notice downloads soar after federal moratorium ends

#130

Post by taftster »

tjr225 wrote: post #67
PragmaticPulp wrote: post #22

These headlines are some of the weirdest backwards stories I’ve seen lately. It’s like everyone is desperate to make this into a crisis yet reality isn’t delivering the eviction catastrophe the headline writers wanted. Obviously we’re seeing more evictions now that they’re literally not banned. That’s not news. However, this is shocking: > The rates of evictions served are approaching pre-pandemic levels in certain a…

I've been thinking about this a lot lately. The current state of things appears to be that internet and media/ad revenue AI machine seem to have come together to put us in an sort of shepard tone of fear and impending doom. Pandemic, war, inflation, division, shortages, crypto, every storm has a name, everything is record breaking. I have more to be grateful for than I've ever had before, in spite of all of this some…

I wish I had something insightful to say, but this is so spot on. You have put to words something that I have been struggling finding words for. I wish we could all "see" this issue and somehow get out of the weird algorithms that are plaguing our society.

I think that's why I like Hacker News right now. Among other reasons, out of any news sources, the comments here continue to be mostly grounded and reasonable, not hyperbolic and dramatic.

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