271–280 of 773 posts
Additionally, there was a lot of surveys and manufactured consent internally. It was all so silly.
I took 4 months off and will be starting a new job in a couple weeks at a company that appears to be well-run and staffed with smart people. Also for significantly more money, but that's just icing.
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> Something fundamental changes in your life when you become debt-free. This to me is the only legitimate criticism, and it really boils down to risk-reward. If you're holding cash for say a backup fund, great! That's good security and everyone should aspire to that. But also acknowledge that with 6% inflation, you're actually losing 6% on that backup fund. Inflation is insipid. You _must_ take risk with your funds j…
> Inflation is insipid. You _must_ take risk with your funds just to not lose the value of it. This certainly seems to be the case, but it's fustrating. I can think of no fundamental reason why it should be so. Other than speculators and govt policies backfiring to destroy the safety of alternative places to keep your money besides cash.
Then add to that the fact that you're taxed on `gains` for investment.
So buy an ounce of gold. 1 year later sell it for 6% more than you paid. Cool, beat inflation right?
Well, no because now you pay capital gains on something that isn't really worth more than when you bought it.
Inflation _is_ a tax...
> govt policies backfiring
Yeah sure, they're `backfiring`...
My old boss Eric Carlsen used to say, nobody left because of money. They may get more money if they change jobs. But they start looking because they're unhappy. So when somebody asked for more money, he'd start by asking what was bothering them.
I just left a job that I loved for a big raise. I have a policy of seriously considering applying for similar jobs that offer salaries well above mine. Turns out, I love this job too, but I get more money.
Return to company I left 15 years ago because they didn't use a particular software I'm in love with (Houdini). Now they do AND I can work remote. I'm in!
Also our new company culture (we were acquired) is one of using a lot of contractor resources to quickly build something, and throw it over the wall to our permanent staff, its just not healthy for the team long term.
I favor iterative approaches that are tightly coupled to customer feedback. Compared to our current rapid build outs with long feedback cycles.
Rather than look for another job I retired at 63.5. My job was long hours, high stress, high visibility, continuous deadlines and changes that never ended at a large non FAANG company. Compensation was OK (not FAANG but OK for where I am). Everything I or my team shipped worked great; but lots of things with these challenges never shipped for political/idiotic reasons. So much budget was wasted on Exec whims and fant…
Any art you could share? I'm really interested.
Mission is the big one for me. I refuse to work any longer for companies that make humanity and the environment worse. I'll become a bartender before I work for another company whose sole purpose is to extract wealth at any cost.
How about becoming a math teacher?
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> I hinted about what my decision would have to be if these accomodations couldn't be made I don't hint because it's too confusing. I try to very politely offer options, where one option is me looking for another opportunity. It's not as though it's a secret to either party that's always an option.
That's not without risk if you don't already have an offer in hand, though. And it really is part of the manager's job.
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What investment can reliably get > 5% APR with low risk?
Over the timespan comparable to a mortgage? Broad-based equity funds. The worst ever 20-year return for S&P 500 was +6.4% per year for the 240 month period ending in May 1979. https://www.thebalance.com/rolling-index-returns-4061795