Earlier quoted context omitted.
To be fair regarding 3) nothing forces you to commute for an hour on 101. That will be the case (riding a comfortable shuttle with WiFi) if you work in Mountain View and want to live in San Francisco (65km away). You can either move (much) closer to the office or just work in San Francisco (more likely if you find another employer).
The 45+min bus ride from SF is not exactly pleasant either. When I was in SF I took a daily shuttle that went on the more scenic I280, but staring at those meadows and hills got boring after a couple months. The GP can get to office in 12 minutes. Moving much closer obviously makes the monetary aspect of the proposition much less enticing since the rent is ridiculous. And if you happen to hit peak traffic where every…
I have lived within 15 mins car/public transportation of the office(s) I’ve worked at in SF and SV for years and paying the rent has been more than worth it.