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Looks great, but returns 0 plan that includes maternity coverage in my area. I don't know if it's an issue with the app, or just the sad state of health insurance in the US... probably a bit of both.
How do you generate your rates? Your math seems dangerously wrong in a lot of places, especially when requesting family rates.
(This is verifiable by running a rate on this website, and then going to one of the carriers websites and generating the same quote)
Disclaimer: I work in the health insurance industry, so many of these rates were obviously wrong as soon as I saw them.
On general note, this site really emphasizes how fucked up is health system in US. There is complete lack of correlation how much a plan costs and how much benefits you get.
There should be version: WhyHealthInsuranceinUSSucks.com
I'm releasing the first version of PickHealthInsurance today. It helps you compare health insurance plans (individual, not group) in the US. I put this together over a few weekends. My COBRA is about to run out and I found it exceptionally difficult to compare plans and prices with the existing sites. This is the third time I've had to buy individual insurance and I finally decided to do something about it. Things cr…
Idea: Perhaps add columns so you can sort plans by co-pay for Doctor visits, ER visits, an prescriptions? Maybe hide those columns by default so the GUI doesn't get too cluttered, but let users display them if desired.
The rates your app returned were vastly different than running the same rate on numerous carrier websites. Your site showed rates that were sometimes less than half what the carrier site reported. How do you generate your rates? Your math seems dangerously wrong in a lot of places, especially when requesting family rates. (This is verifiable by running a rate on this website, and then going to one of the carriers web…
Recommendation: Get your employer to build this and not the stuff that's on most health insurance sites. Note especially that you don't have to enter your name or email to get a rate and plan information. Kudos to you if your company has already done this!
I'm releasing the first version of PickHealthInsurance today. It helps you compare health insurance plans (individual, not group) in the US. I put this together over a few weekends. My COBRA is about to run out and I found it exceptionally difficult to compare plans and prices with the existing sites. This is the third time I've had to buy individual insurance and I finally decided to do something about it. Things cr…
My startup, Bloom Health (http://gobloomhealth.com) is in a similar space, but where you're going directly to consumer's who are shopping for their own health insurance (B2C), we're a B2B2C model, we work with employers and provide health insurance choices to their employees.
We work within the employer system by changing from the existing defined benefit health insurance model (where employees get health insurance as a benefit for working for their employer) to a defined contribution model (where employees get a set amount of pre-tax money from their employer to spend however they want, including health/dental/HSA/etc.
Maybe a next step would be for users to be able to save their plan name/type and then they can come back for comparisons. If you do that they maybe allow people to opt in for emails if a similar plan comes up as their saved plan but has a lower cost. Keep up the good work.
Cool site, needs some visual work but the idea is there. I have the same question as other people - how are you pulling this data? One thing you definitely need on the front page is gender selection. Gender instantly changes the price of insurance significantly and is a simple binary question. I hate dealing with health insurance so much so I very much hope this site evolves and becomes a success for you. Well done.…