Earlier quoted context omitted.
How do you currently give customer service feedback to your doctor?
I go to a different doctor. You can also use Yelp!
You can do this in places with universal single payer healthcare, too.
California Considers Doubling Its Taxes
351–360 of 363 posts
Re: California Considers Doubling Its Taxes
#352Earlier quoted context omitted.
How would you measure best?
Availability of service is number one. Can you even get care at all. If you have to wait a year or more for service, that has a major impact on your life. These are for what in the US are considered relatively routine and available services - things like a pacemaker. Or knee and joint work. “The pain is so bad now I don’t want to live much longer,” she explained. “I get up in the morning [and fear] making it to the b…
So let's say you're in the US with a failing hip joint and your employer lays you off and takes away your health insurance. Will you still have access to care? I doubt the person above is making it into work every day if they can't even make it to the bathroom.
Re: California Considers Doubling Its Taxes
#353A few things to keep in mind/think about... - Employer-sponsored healthcare is aggressively anti-entrepreneurial and any universal program would be a massive boon to independent workers and those who own or want to start their own business. - In addition to the $400-$600 us and/or our employer pay every month (for one person), we also have to pay for copays, coinsurance, deductibles and so on. I'd hope that under any…
> Employer-sponsored healthcare is aggressively anti-entrepreneurial and any universal program would be a massive boon to independent workers and those who own or want to start their own business. Can't emphasize this too much. I'd rather start a small startup of my own, but the only thing that always keeps me away is health insurance in the US. I have enough savings that I could afford to pay all my expenses for man…
And god forbid a person has actual health issues, which is not uncommon for people in their 40's and 50's, a time when a lot of people first have the savings and/or experience to start their own business.
Re: California Considers Doubling Its Taxes
#354Earlier quoted context omitted.
Availability of service is number one. Can you even get care at all. If you have to wait a year or more for service, that has a major impact on your life. These are for what in the US are considered relatively routine and available services - things like a pacemaker. Or knee and joint work. “The pain is so bad now I don’t want to live much longer,” she explained. “I get up in the morning [and fear] making it to the b…
So let's say you're in the US with a failing hip joint and your employer lays you off and takes away your health insurance. Will you still have access to care? I doubt the person above is making it into work every day if they can't even make it to the bathroom.
There are a lot of lies and falsehoods in your statement.
Your employer can't "take away" your health insurance in the US in most cases. If they will stop paying for it in most cases they will send you a letter giving you the option to pay for it. This will cover you for up to 36 months.
What you would do is after being laid off is to take advantage of the downtime to get LOTS of care. That's actually pretty common approach, folks max out benefits for 1-3 months then let COBRA coverage drop. I've seen some folks take advantage of the 60 day period to decide to basically go get tons of testing, if nothing comes up they let it drop after 30 days. If they expect lots of costs they keep coverage.
Alternatively, a layoff is a qualifying event. You can sign up for subsidized coverage on the obamacare exchanges. For an individual this helps with incomes Alternatively, if you fall below certain thresholds in income (ie, laid off with nothing) you would be eligible for medicaid for adults. For an individual this kicks in for incomes below $17,000.
Re: California Considers Doubling Its Taxes
#355Earlier quoted context omitted.
So let's say you're in the US with a failing hip joint and your employer lays you off and takes away your health insurance. Will you still have access to care? I doubt the person above is making it into work every day if they can't even make it to the bathroom.
There are a lot of lies and falsehoods in your statement. Your employer can't "take away" your health insurance in the US in most cases. If they will stop paying for it in most cases they will send you a letter giving you the option to pay for it. This will cover you for up to 36 months. What you would do is after being laid off is to take advantage of the downtime to get LOTS of care. That's actually pretty common a…
I hope there are lots of lies and falsehoods in my statement because it's what I'm actually living through currently. I have Legg Calve Perthes disease which affects my hip, and was recently laid off. Cobra is too expensive, so I suppose I may have to go the Obamacare route, but I live in a state that isn't too big on it, so no there's no Medicaid for single adults. And I suspect Obamacare won't be around after Republicans take the Senate, House, and Presidency once again, likely in 2024. Joint replacements don't last forever and can have serious complications requiring $100K's of treatment if things go wrong.
I can tell you it's pretty grim looking at a crippling illness and trying to juggle employment so that you might have a hope of managing that illness. So yes, I hope I'm wrong but so far it isn't looking so good.
Re: California Considers Doubling Its Taxes
#356Earlier quoted context omitted.
There are a lot of lies and falsehoods in your statement. Your employer can't "take away" your health insurance in the US in most cases. If they will stop paying for it in most cases they will send you a letter giving you the option to pay for it. This will cover you for up to 36 months. What you would do is after being laid off is to take advantage of the downtime to get LOTS of care. That's actually pretty common a…
I hope there are lots of lies and falsehoods in my statement because it's what I'm actually living through currently. I have Legg Calve Perthes disease which affects my hip, and was recently laid off. Cobra is too expensive, so I suppose I may have to go the Obamacare route, but I live in a state that isn't too big on it, so no there's no Medicaid for single adults. And I suspect Obamacare won't be around after Repub…
Obamacare does not have any pre-existing condition exclusions - I would absolutely get care now vs later.
Single nondisabled male adult - not in mandatory medicaid coverage groups unfortunately. That said, many of these types of states are are aggressive about offloading to disability. Depending on your circumstances than can be a route to medicaid as well.
Re: California Considers Doubling Its Taxes
#357Earlier quoted context omitted.
I go to a different doctor. You can also use Yelp!
You can do this in places with universal single payer healthcare, too.
Your choices are constricted by quality and quantity. Thats why there's private health services in most countries with free public health services
Re: California Considers Doubling Its Taxes
#358I do not believe single-payer is a good idea, but then lots of people DO seem to think it is, and the state is probably the best level at which to conduct an experiment this way. As a Californian, I'll be happy to see the experiment conducted, sad that it happens in my state, and excited to be a guinea pig. My only hope if we do this is that the federal govt or other states do not leap quickly into this and give it a…
Why do you believe single-payer is a bad idea? The model works very well in most European countries.
>The model works very well in most European countries.
Regardless of its effectiveness, single-payer is not the norm in "most European countries". Americans naturally get exposed most to the UK and Canada and so think that their single-payer systems with zero/minimal cost on delivery are what "everyone else" uses, but it's not true. Germany, Austria, Switzerland, and the Netherlands are among those that mandate getting one of dozens/hundreds of private plans (basically Obamacare without exemptions). Australia has a government-run plan, but *strongly* encourages people to move to private plans. France has three big nonprofit plans for the entire country, with 30% copayments (akin to a US high-deducctible plan, without the corresponding HSA). Etc., etc.
Re: California Considers Doubling Its Taxes
#359I'm curious to see how a single payer system will work when the entire industry is profit-based. In most countries that with a single-payer healthcare system, all the medical institutions are either publicly funded or owned, or have some sort of cap on profits and monetary incentives. California as a single state with a single-payer funding having to then give all that money to profit-driver medical institutions seem…
Nah, lots of countries have single payer and for profit institutions. France has private PCPs and specialists, private hospitals and public hospitals.
"Single-payer" means one insurance plan for everyone. France, as you know, has multiple plans for its people. So it's not single-payer.
But you are of course correct in France having private doctors and hospitals as well as public hospitals. Speaking as an American, city17 makes the common mistake of thinking that Canada and the UK, the two foreign countries we are most exposed to, are representative of the rest of the developed world. Since both countries have single-payer systems with zero/minimal cost on delivery (and more or less 100% public hospitals in the UK), many Americans think that that's the way all countries' healthcare systems work. They have no idea that a 30% copay is normal in France, or that Germany/Austria/Switzerland/Netherlands all have Obamacare-like mandates to obtain insurance from one of dozens/hundreds of competing plans, or that Australia has a government plan but *strongly* encourages people to get a private plan.
Re: California Considers Doubling Its Taxes
#360Earlier quoted context omitted.
> Apple is building a billion-dollar campus in Austin, Texas That they're already seriously regretting doing now that the promises of the remote economy are starting to be truly realized and the pandemic shows no end in sight. Billion dollar campuses are worth $0 in a fully remote economy. Turn them all into high quality public housing and move on. The office is dead.
In which case, if I'm a business, why am I in California again? Why pay their taxes? Time to move out (if that's true).
Not much you can do about it even as a remote org. One employee living in Cali and you have to pay cali taxes.