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Tell HN: Salary data is for sale

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Re: Tell HN: Salary data is for sale

#691

Post by matheusmoreira »

FredPret wrote: post #684
matheusmoreira wrote: post #601

Earlier quoted context omitted.

And with credit, money lent out is money that doesn't actually exist until made real by repayment which must come from extracting value from this planet at ever increasing unsustainable rates, and there's always the risk it won't ever be realized at all in case of defaults. Credit creates money out of nowhere, effectively imposing a tax on everyone and making them poorer so that banks can extract profits. The massive…

Spoken like someone who has already benefited from past growth. “Stop the economy! We have enough money already!” There are people living in inprovised huts in the third world who would literally give a limb for more growth.

Who said anything about stopping the economy? It will keep going just fine.

I am a third worlder, by the way. My father taught me not to be indebted to anyone, a principle he himself holds to this day and a major reason for whatever prosperity my family managed to achieve.

Re: Tell HN: Salary data is for sale

#692

Post by nitrogen »

gruez wrote: post #680
Pixeleen wrote: post #661

Earlier quoted context omitted.

Like the polite banker opening a checking account for me, or please see my other reply with anecdotes. It does also hurt for me to see that deadname and my thanks for knowing that term. It is not one's legal history. It's a monster of a private industry trying to justify its own existence, which the world turned without for the longest time. There are many other ways that these reports have harmed non-trans people wi…

> Like the banker opening a checking account for me who commented "OK, we can move past that," or please see my other reply with anecdotes. It also hurts for me to see that deadname and my thanks for knowing that term. I don't see what the issue is. The fact that you previously used that name is a piece of factual information about you. Should anyone be allowed to suppress factual information about themselves because…

Should anyone be allowed to suppress factual information about themselves because they're uncomfortable with it? eg. "10 years ago I racked up enormous amounts of debt. I'm shameful of that. Being reminded of that hurts me. I would like that information to be expunged."

Actually yes, given sufficient elapsed time. People change a lot over ten years.

Re: Tell HN: Salary data is for sale

#693

Post by TimJRobinson »

mcculley wrote: post #641

A few years ago there was a startup called Paysa. You searched by employer and it showed you the salaries of each job title. My company was small enough that it made it easy to see the salary of many of my employees. We did not initially understand where that data came from. I did not leak it. We put together that each leaked salary was of someone who had recently applied for a mortgage or auto loan. Read the fine pr…

I hope Zero Knowledge proofs become widespread over the next decade to prevent having to give companies your data. With them you'll be able to prove you earn over X amount without actually letting them know what you earn.

Re: Tell HN: Salary data is for sale

#694

Post by etskinner »

jwr wrote: post #529

I find the EU approach so much better. Your personal data (which means anything that can be used to uniquely identify you as a person) is your property, and the default is "no permission to use".

That's presumably the default in the US too, but the workaround is for companies to have you agree to some fine print, which nobody reads. When you request a mortgage quote, submit a job application, submit a credit card application, etc., they just bury in there "you're agreeing give us permission to use your SSN to verify the information you've given" and they're golden.

The only way around would be some regulation like GDPR, but then we end up with something like cookie banners that are only annoying and don't give you a reasonable option to opt out. Just like if you want to get a mortgage, you can't opt out if every single lender does it.

Re: Tell HN: Salary data is for sale

#696

Post by sbeckeriv »

I cant access the form with firefox. I dont see any blocked requests from my dns blocker in the network tab.

Uncaught DOMException: Permission denied to access property "frameElement" on cross-origin object EnterIDAndPIN.ascx:131 postDataToAuthApp https://secure.theworknumber.talx.com/twneeer/Preauthenticat...

Re: Tell HN: Salary data is for sale

#698

Post by Grustaf »

piva00 wrote: post #664
Grustaf wrote: post #644

Earlier quoted context omitted.

I'm saying that: 1. Sweden is not the same as Denmark/Finland, it's not homogenous at all anymore, in that sense it's very similar to the UK 2. Social trust is still relatively high in Sweden (because of inertia) but it's eroding very quickly with increased heterogeneity and crime. There's nothing racist about pointing this out, it's just a fact. Homogenous societies have much higher trust. I don't think this is raci…

I think I will need some hard data and facts rather than your report. No, none of what I live or hear about in Sweden is anywhere close to Rio, that's my point on racism: you are exaggerating an issue that is not close at all in terms of impact and pervasiveness and using both points to push a racist narrative, that immigrants are causing the downfall of Sweden. Yes, many of your points have some factual basis behind…

I must warn you, I haven't lived in Sweden for almost a decade so saying that I'm saying the same things as "the far right extremists" in SD (who is actually a Social-Democratic party) doesn't really work. I really don't care if Nazis, Communists or cannibals share my concern.

> Sweden also requires a large swath of ever-dwindling low-skilled, workforce, jobs that no Swede would do for the pay are currently taken by immigrants

Which is more correct do you think:

1. Before mass immigration, Sweden had no dish washers, garbage collectors or cleaners, so we had to open the borders to cheap labour.

2. When we imported cheap labour, salaries for low skilled work imploded (sort of the point) and THEN Swedes stopped wanting to do these jobs for lower pay.

> Neoliberalism policies

What aspect of this, apart from importing cheap labour, do you think has "created huge fractures"? Sure, too many companies have been privatised, lots of first world corruption. But what could possibly be more disruptive than replacing a third of the population with low skilled, low paid people from completely different cultures?

> These immigrants are then able to access the larger system of education for their kids, which will in a generation or two bump them up.

This is not happening in Sweden to any useful extent and you are probably perfectly aware of that. School results for 2nd generation immigrants are abysmal, and criminality for many groups is sky high. Politicians have promised that "integration will work soon and the investment will pay off" for 40 years now, but it hasn't materialised. What makes you think it will ever happen?

> You simply can't grasp it and it's ok, you haven't experienced it in a way that's shaped and molded you as an adult.

I haven't even been there, I was flippant. But I think we should turn this around. I grew up in Sweden when it was the safest place on Earth, you grew up in Brazil. Who do you think has a better understanding of the decline of Swedish society? Do you think that perhaps you might be judging it by Brazilian standards, and that's why it's not "gloomy"?

> Sweden is still, by all accounts globally, a very safe country.

It's probably still safer than Rio, but it's definitely not "safe":

https://rmx.news/article/sweden-is-the-most-dangerous-countr...

Re: Tell HN: Salary data is for sale

#699

Post by cortesoft »

hypothesis wrote: post #102
cortesoft wrote: post #32

Earlier quoted context omitted.

Yeah, I used the work number thing to verify my salary for my mortgage.

As in you had to interact directly with work number for that? Or do you mean that lender “magically” knew and pre-populated your salary info during application process?

No, I contacted my work to get my ‘work number’, and then gave that to my mortgage lender.

Re: Tell HN: Salary data is for sale

#700

Post by dang »

dr_dshiv wrote: post #361
Pixeleen wrote: post #299

Earlier quoted context omitted.

Credit, bank checking (ChexSystems), and personal information aggregators like Lexis Nexis and Thomson Reuters Clear ought to be abolished or curbed indeed. I hate to bring trans politics into this. I'm sure that's the last thing anybody wants to hear about right now. However we are a class of people whose sexuality can be unfairly identified by these databases.

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