Does it work only for people that are currently employed? Or does it sell also past data?
Tell HN: Salary data is for sale
681–690 of 805 posts
Re: Tell HN: Salary data is for sale
#682Seems like a site we should all submit to https://safebrowsing.google.com/safebrowsing/report_badware/
Re: Tell HN: Salary data is for sale
#683Earlier quoted context omitted.
When I submit the myprivacy.equifax.com validation it hangs at "Processing..." indefinitely. #AbolishCreditAgencies
Check if an ad blocker might be interfering? I finished my CCPA request in ~2 minutes and it only required that I do SMS verification. Presumably because the name, phone, address, and email all matched records they had on file for me...
You can just send them an email as defined in the CCPA. Why even give them your cell or SSN.
Re: Tell HN: Salary data is for sale
#684Earlier quoted context omitted.
>If it means the economy will grow slower, so be it. This is easy for someone to say who already lives a comfortable life. Credit is simply a more efficient use of wealth. Without credit, money stored is money that is unused, and thus money denied to everyone else. Everyone is poorer as a result because you have millions of people willing to exchange their goods and services but are blocked because they lack a medium…
And with credit, money lent out is money that doesn't actually exist until made real by repayment which must come from extracting value from this planet at ever increasing unsustainable rates, and there's always the risk it won't ever be realized at all in case of defaults. Credit creates money out of nowhere, effectively imposing a tax on everyone and making them poorer so that banks can extract profits. The massive…
Spoken like someone who has already benefited from past growth. “Stop the economy! We have enough money already!”
There are people living in inprovised huts in the third world who would literally give a limb for more growth.
Re: Tell HN: Salary data is for sale
#685Earlier quoted context omitted.
Capitalism doesn't happen without state and it is defined by the state, so it's a failure of state regulation, not capitalism itself. States must set different regulation and/or incentives. It's perfectly possible to have 100% ecological capitalism.
Capitalism is the engine behind the pay-to-play nature of the political processes and the supporting propaganda that triggers those failures. You cant separate capitalism from, for example, the decades of amplified Koch propaganda attacking environmental regulatory prudence and buying up politicians. The Kochs respond to incentives just like everybody else. >It's perfectly possible to have 100% ecological capitalism.…
Pay-to-play happens in every single society. The bigger the government, the more benefit there is in engaging in this behaviour.
Re: Tell HN: Salary data is for sale
#686Earlier quoted context omitted.
Nope. Didn't in my case.
If you work in the US you should be getting a W2 from Google in a month or two. The top left corner will contain your SSN or it's an invalid W2 because the IRS won't be able to verify this is your W2 when you submit it with your tax return.
There are exceptions to this. For example, the W2 can state "Applied for" instead of having a number.
Re: Tell HN: Salary data is for sale
#687Earlier quoted context omitted.
Notwithstanding bad actors, the federal Fair Credit Reporting Act (FCRA) requires[1], among other things: 1. Only business entities with a specific, legitimate purpose can request / access a credit report. 2. Consent must be provided depending on use case. "Soft pulls" (e.g., pre-screened CC offers) can be done without your consent. (You can opt out of these.) A dealership finance office or lease broker would absolut…
> Notwithstanding bad actors Isn't this a huge point developing here now? that in consumer finance, those who run the show routinely are shown cheating overall. What is the gain/pain ratio on cheating in consumer finance? The list of legal requirements and safeguards seem to get longer at the same time as cheating on them gets more common. I am not at all convinced that the consumer is protected here. Multiple avenue…
100%. Lots of gray area here in "shouldn't", "illegal", "can't", etc.
That's why, in my experience, I think TheWorkNumber has a pretty good and individual-centric approach. I have to explicitly grant access to that data on a per-request basis with some form of one-time key that I provide to the requestor.
Compare that to a credit check, where ("if you're lucky") you sign something saying you're aware of and approve the request, but without any sort of real technical control.
Re: Tell HN: Salary data is for sale
#688Earlier quoted context omitted.
I'm guessing you are from non-traditional background and work in it somehow. Having a track record is pretty basic when evaluating people for high level positions who have non-traditional backgrounds. Why is this upsetting to you?
> I'm guessing you are from non-traditional background and work in it somehow You're guessing wrong. > Having a track record is pretty basic when evaluating people for high level positions who have non-traditional backgrounds. Not sure why you're saying that in a thread where everybody agrees that track record is important? > Why is this upsetting to you? It's not upsetting, I just think, as I've explained multiple t…
>> Why is this upsetting to you?
> It's not upsetting
You know what's truly upsetting? Pervasive gross incompetence in the C suites of American companies.
> I just think, as I've explained multiple times, that putting a spotlight on the degree alone, as the linked article does, is a bad argument
Why?
It would be a fucking scandal in literally any other field.
"Chief Medical Officer didn't have any medical training".
"Chief Accounting Officer doesn't have any accounting training and isn't a CPA."
Do you not respect IT as a profession? Or do you think anyone who has read some WebMD, shadowed a bit, and muddled through a few years of physical exams at a family practice should qualify for a CMO position?
> ...given that track record and experience matter much more than what degree someone got years ago. It's a cheap gotcha.
No, it isn't. Insisting on a formal demonstration of knowledge -- in addition to experience -- is not unreasonable.
The IT status quo doesn't exist in any other profession.
Engineers must attend ABET-accredited programs and then become or work under PEs.
Certification and required education is pervasive in medicine.
Lawyers attend law school pass the bar.
CPAs and actuaries take difficult exams.
Fact: IT security is a complete cluster fuck. Incompetence is everywhere. For every competent self-taught person there are dozens of dunning-kruger idiots. The status quo does not work. At all.
There are many jobs in software shouldn't require formal certification of technical knowledge. Just like there are many jobs in medicine, law, accounting, and finance that do not require formal certifications.
CISO of a credit bureau isn't one of those jobs.
Re: Tell HN: Salary data is for sale
#689Earlier quoted context omitted.
Like the polite banker opening a checking account for me, or please see my other reply with anecdotes. It does also hurt for me to see that deadname and my thanks for knowing that term. It is not one's legal history. It's a monster of a private industry trying to justify its own existence, which the world turned without for the longest time. There are many other ways that these reports have harmed non-trans people wi…
> Like the banker opening a checking account for me who commented "OK, we can move past that," or please see my other reply with anecdotes. It also hurts for me to see that deadname and my thanks for knowing that term. I don't see what the issue is. The fact that you previously used that name is a piece of factual information about you. Should anyone be allowed to suppress factual information about themselves because…
> Should anyone be allowed to suppress factual information about themselves because they're uncomfortable with it?
Just because it's factual that I caught gonorrhoea from a prostitute while on holiday in Thailand, doesn't mean Equifax has a right to tell my boss, my landlord, and half a dozen russian hackers about it.
Re: Tell HN: Salary data is for sale
#690It's "nice" that this is the disclaimer above the footer of the search form page:
> The information provided here is an unofficial report, intended for personal use by the employee-recipient only. It is not intended for verification purposes. Using this document for consumer verification purposes could constitute a violation of the Fair Credit Reporting Act. If someone is asking you to provide verification of employment or income, please direct them to www.theworknumber.com.
> NOT INTENDED FOR VERIFICATION PURPOSES.
mkay