631–640 of 805 posts
Not saying it's better - but it's probably not being used the way it seems many pre-suppose here.
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No, it didn't, it worked that WASP attendees of the bank manager's church got good rates and anyone born on the wrong side of town got turned away.
Bank of America was founded in 1904 -- well before credit scores became a thing -- to provide banking services to Italian-Americans, who could not usually obtain service from other banks due to ethnic discrimination.
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I believe the point Beefy is making is that once they have your information, how can you prove that it was used in determining whether someone gets hired or how much their salary will be.
If it’s possible to sue for discrimination based on gender identity and orientation, why would it be impossible to sue for discrimination based on salary, if you have a record of prospective employer checking your salary records?
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Yes it is, this is literally how credit works. You convince them you're credit worthy, they give you credit. If you don't like the particular information a credit company needs to trust you, then you try a different credit company. I don't follow how declining a credit company would affect your employment, is there something I'm missing there?
Having credit is not optional in modern society.
At what point did I as a US Citizen opt-in to this sick system?
I've used this before as an employee. While it may also be a bulk dataset of employment information (which any HRS or payroll provider would have), the ostensible use of this solution is, to quote their homepage, "credentialed verifiers with permissible purpose access to income and employment data". Key words there are credentialed and permissible purpose . In other words, it's an automated way for me as an employee…
I think the issue is - do companies who give them information also get access to it for people outside their org Others have wrote this in the thread, but anecdotally I once tried to push up what I considered a low ball offer, and lied about my current comp. HR quickly said - no, thats not your current comp I'm pretty sure they didn't reach out to my current company to ask, so the only other option was abusing a syst…
The same goes for credit data; you (largely) can't run a credit check on me without my permission.
This is an HR service to ease the burden of legitimate requests for employment or salary data that you, as an employee, request.
More logically, employers wouldn't want other companies to be able to access their payroll information for competitive reasons.
I can't explain your previous experience; perhaps you were at a company with firm pay bands, and they knew you were already at the top of your current one?
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Yeah, I used the work number thing to verify my salary for my mortgage.
As in you had to interact directly with work number for that? Or do you mean that lender “magically” knew and pre-populated your salary info during application process?
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Credit, bank checking (ChexSystems), and personal information aggregators like Lexis Nexis and Thomson Reuters Clear ought to be abolished or curbed indeed. I hate to bring trans politics into this. I'm sure that's the last thing anybody wants to hear about right now. However we are a class of people whose sexuality can be unfairly identified by these databases.
> However we are a class of people whose sexuality can be unfairly identified by these databases. Good perspective and thanks for sharing it. I am curious about your choice of words though. You said "sexuality" and not "gender identity". Is there some reason why? I've always thought of the term sexuality to be how you feel about others. Or is that what you meant here?
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I think one should not forget that Denmark's society is mostly homogenous. When you have a vastly dominant, culturally homogenous group, it's relatively easy to trust and support one another. In a highly diverse country like the US, where the average New Yorker or new immigrant will have a completely different culture and world view from the average Joe in Missouri, and that's just two examples out of many, it's very…
I hate hearing this argument. Simply because I'm living proof of the opposite: I'm not a native Swede, I immigrated here, I integrated into society by looking at its values, identifying with most of them and sharing those forward. I became a Swede and it has nothing to do with being born Nordic or into a homogeneous culture. This hand-waving argument on why America is exceptional is really misplaced. America has issu…
GDP per capita:
USA: 63,543.58 USD
SWE: 51,925.71 USD
(for reference) UK: 40,284.64 USD
These are all for 2020.
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I think one should not forget that Denmark's society is mostly homogenous. When you have a vastly dominant, culturally homogenous group, it's relatively easy to trust and support one another. In a highly diverse country like the US, where the average New Yorker or new immigrant will have a completely different culture and world view from the average Joe in Missouri, and that's just two examples out of many, it's very…
The reason the US does nothing about climate change, privacy, inequality, etc. is lack of homogeneity? I'd like to see some evidence of the connection. Most of those policies are opposed by the same political grouping. The US has accomplished plenty of things in the past. Homogeneity depends on the definition of the groups. Most people in the US speak English, have a smartphone, etc. The US has long unified behind id…
I don't agree with the general point, but I do think the GOP funding class uses the US's heterogeneity as a wedge to distract from those issues (or anything else that would cost them money). See all of the culture wars.
What's the one big thing congress passed during the Trump years? The tax cut. That's not a mistake.