Earlier quoted context omitted.
It smells like privilege. That isn't to say that the OP was protected regardless. But the mindset that lets you do this is a mindset that comes from a background of abundance. Where you can always get another job if you want one, where you always have friends or parents who will bail you out or give you what you need. A background where things just always seem to work out.
The idea that only the rich are able to take risks - or even think about it - is a bias, and an ugly one at that. It doesn't match history - the only reason we have many good things is because poor people took major risks - and it's part of the tyranny of low expectations that is seeping deeper every day into the fabric of our culture. It's a remarkably effective way of keeping the pours in their place in the name of…
A wealthy person may well sink years and piles of money into a dream. If it doesn't work out, meh, that's life. Back to some well paid job and preparing the next try.
Person in strained financial position doing the same and it backfires: May well take years to get back on ones feet, and may even end up in a homeless shelter.