Earlier quoted context omitted.
That sounds terrible. You're waiting to be old to be happy? To enjoy life? Maybe it's just how you sounded - maybe you're telling people not to sacrifice their future for their present. But no one should sacrifice their present _completely_ for their future. Mostly because, well, you don't know if you'll have a future. "Stay healthy" won't stop you from developing cancer, heart disease, etc.
Fwiw I have luckily been able to do what the grandparent suggested. I entered big tech early in my career, worked hard and advanced, by luck or by skill who can say? My ship rose with the tide. Now I'm wealthy enough to provide anything my family could reasonably want for the rest of our lives, barring some kind of black swan event. And I am well pleased with this outcome. This did not require a decade and a half of…
You can. If you earned a significant amount of your savings because of stock or an exit event then it was, likely, biased in some way. It is truly great for you to have had everything come together as described.
> Now I'm wealthy enough to provide anything my family could reasonably want for the rest of our lives, barring some kind of black swan event.
This is not the usual outcome. Plenty of people have burned out going for it. Sometimes multiple times. And some have struck it big with little to no effort, right place right time as it's said. There is no right answer to this topic that anyone else can prescribe. It's up to you and if you don't own the path and the outcome you will feel a level of "waste" if and when your life doesn't yield the expectations you've set.