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Once poor, always poor?

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291–300 of 358 posts

Re: Once poor, always poor?

#291
There is a french movie titled "if only I were rich", were the main protagonist gets loaded, and decides to keep spending.

After a while, he goes to talk to his banker:

Him: I don't understand, I kept burning cash, and I have even more than before!

Banker: Yes, we invested the money, and you get a ROI, that's how it works.

Him: Wait, you mean when you are rich, it never stops?

Banker: No. But rest assure, when you are poor neither.

Re: Once poor, always poor?

#292
If you've had direct experience with the poor, you know there is a non-trivial segment that have ZERO ability to plan and ZERO ability to defer gratification.

I've experience this in both the USA and overseas in the developing world over the last 30 years.

These are the ones who will be "once poor, always poor" because you can't unlearn the habits that cause these behaviors after adolescence and certainly never as an adult. Not everyone can ever be "saved".

Those without these behaviors/habits absolutely have a potential to raise themselves our of poverty - most of emerge from the developing world or poverty in the US will have the opposite of these destructive traits. But this latter group is small (it's easier NOT to learn the habits you must have especially if you are poor and struggling) and often the opportunities are not there. This is why the "conversion rate" from poverty to middle class or more is pretty low.

And if you've experienced the "once poor, always poor" directly, you will generally not want to have anything to do with them - they are highly parasitic and they never "learn" from their self-inflicted circumstances. They have a lot of traits like narcissists. Because they are often "hand-to-mouth" on everything in their lives.

One reasonable theory is that this group are on the low end of the IQ bell curve (yes, that's a real thing because all things tend to fall on a Gaussian). Just as the low end isn't even acceptable to the military, imagine what happens in civilian life: poverty and dysfunction.

But IQ does NOT explain everything: if the entire culture is impoverished, the habits becomes cultural and affects even those on the top end of IQ. IQ is affected by poverty (causally) and that can be an "infectious agent" for good or bad for the majority. It's this gap that makes most progressive policies, however well-intentioned, ineffective in practice. Only separating selected individuals from the culture can allow the adverse cultural effects to be overcome. This is the role of education because you can gauge who has potential and who does not, plus you can "goose" the process to push a few more into the "has potential" category. You also have to have a plan/opportunities for those who can't which is the other Epic Fail of most progressive efforts - everyone is NOT the same and you have to account for that fairly but appropriately.

Re: Once poor, always poor?

#293
post #141

Earlier quoted context omitted.

I'm one of those people living in poverty that distrusts school institutions. My main philosophical gripe is that it doesn't seem to really matter what your major is. "Oh, you got a bachelors in Biology? Well, I guess that's fine. Come work at my tech company in a way that is completely unrelated to Biology." In this particular situation, it seems like the only purpose of college is to create arbitrary classist hurdl…

> Now, obviously, that's not the case with all education, but my next gripe with it is the seemingly insurmountable debt that said education brings. Literally, all of my friends that have gone to college are no where near paying their debt off and I'm in my late 30s. I grew up lower middle class - not poor - took on a healthy amount of debt to get a CS degree from a crappy college in West Virginia. Most of my classma…

> Most of my classmates are doing quite well, and I'm working at Google - with a fellow classmate, literally in the 1% now (both of us, out of a class of only 8).

What happened to those who didn’t study CS? How are they doing?

We far too frequently look into our bubbles as if they reflected the world around us. They don’t.

Re: Once poor, always poor?

#294
post #195

Earlier quoted context omitted.

This is a harder problem than just "Free Education". I grew up in the UK (in "deprived" areas, to a single parent with no income other than jobseekers allowance and some childcare from the state) and I can formerly attest that my "free education" was atrocious. I am not sure if there was a negative feedback loop involved: School funding was determined by efficacy. How do you measure efficacy of a school? Well, test r…

I don’t agree with the uniforms point. If uniforms are replaced with a student's own clothes they will be bullied relentlessly for not sporting the latest fashion. This happens today because shoes and bags aren’t part of the uniform. Other than the colour requirements. That was a source of bullying for myself and others.

I just brought up the uniforms point because:

A) It didn't solve the issue, people looked at other signifiers such as jewellery or shoes instead (or if the uniform required "a white polo" then they'd have a name brand polo instead).

B) It forced the parent to buy (in some cases) expensive Uniform(s) (because you can't have just 1 and kids grow quickly too).

For the second point I was fortunate enough to have really good grades when tested, so I was allowed to go to a more prestigious school that required a tie and blazer.

The total cost for everything was more than my Mum received in cash for an entire year. If it wasn't for my granddad stepping in I wouldn't have been able to go to the school on those grounds alone.

(EDIT: just so I'm clear, Mum got about 48~ gbp per week but rent was paid directly by the Government)

Re: Once poor, always poor?

#295

Earlier quoted context omitted.

There are clear differences between these groups that reflect their circumstances though. Indian Americans tend to be well educated offspring of the Indian elite, and they're also the richest Asian-American subgroup. Hmong, Laotians and Vietnamese mostly descend from penniless refugees, and surprise surprise, they're at the bottom of the income table. Working your way from nothing to owning a nail salon or a donut sh…

Yes, undeniably so, but the same applies to non-Asian groups. Nigerian Americans have the highest # of PhDs per 1000 people. Albanian Americans (white) are among the poorest Americans, while Russians are among the richest ones. As usual, there is a lot more diversity within the big racially defined groups than among them. And I would not discount the "nail salon" achievements at all. In my experience, it is the paren…

> Yes, undeniably so, but the same applies to non-Asian groups.

You’re the one who wanted to focus on Asians:

> > As usual in the American racial discourse, this argument entirely ignores the huge gaping hole in its side that is the Asian community.

But now that you aren’t managing to prove your point you (perhaps) want to broaden the topic again. Or?

> Nigerian Americans have the highest # of PhDs per 1000 people. Albanian Americans (white) are among the poorest Americans, while Russians are among the richest ones.

Ok? Racism is huge topic and can manifest itself in a lot of different ways. One type of racism would be to be mean to an African-looking person, and ~~an African~~ a Nigerian could be confused with an African-American. But that’s not really the kind of racism that is relevant here.

Again, not sure what point you’re trying to make with this specific paragraph.

> As usual, there is a lot more diversity within the big racially defined groups than among them.

What people like you (or people who make the same points as you do) fail to realize is that disparity of outcomes among non-whites does not disprove racism, or prove that group X just need to study/work harder.

One could theorize that the descendants of chattel slavery will have (for example) less family wealth than whites who are descendants of property owners and indentured servants. For example. And that’s a result of racist policies like slavery and lack of equal legal rights (of course blacks have less wealth to this day since blacks gaining equal legal rights did not even the playing field with regards to wealth…).

Take your point about Nigerians for example. An African-American descendant of slaves and a Nigerian expat PhD-holder who works and lives in America will have about zero common background. Zero! The common experience they will have while living in America is to be treated like blacks. But their family background and upbringing will be as different as that of another Nigerian and a white American. So does that mean that racism isn’t really a thing? Not really. The African-American will still have been held back by racism.

Re: Once poor, always poor?

#296
post #58
post #52

Relevant: A study in India found that a one-time boost of capital could help families avoid poverty even decades later[0]. The truth is, you probably don't understand poverty. It's both much simpler and much more complicated than your personal anecdata might lead you to believe. By far the best series I've heard on this is On The Media's 5-part series breaking down the biggest poverty myths and what the current scien…

Poverty in poor countries and poverty in rich countries are two totally different issues though. In poor countries poor people don't learn to read, get physical trauma from being near starvation so often etc. That is relatively easy to fix, we have already fixed all of those in every developed country, that we are able to fix them in other countries by injecting money isn't big news. We already try to do that in ever…

how might one fix all of the US workers “stuck” making $20k-$50k/yr? that’s the biggest form of “poverty” I have interaction with. they aren’t starving, but their quality of life stinks. especially mental health because you feel like a failure for not being able to figure out how to make “easy money” like tech, influencers, etc.

Re: Once poor, always poor?

#298
post #267

Earlier quoted context omitted.

> My main philosophical gripe is that it doesn't seem to really matter what your major is. "Oh, you got a bachelors in Biology? Well, I guess that's fine. Come work at my tech company in a way that is completely unrelated to Biology." In this particular situation, it seems like the only purpose of college is to create arbitrary classist hurdles for poor people to jump through. In the U.S., this is due to the fact tha…

> In the U.S., this is due to the fact that employers practically may not use proficiency exams What do you mean here? I'm a life-long US resident and I've never heard such a thing. I've also taken exams when applying to jobs. There is also the civil service exam which is a prerequisite for many government jobs. Jobs like the police and military have exams, both written and physical. I can't square my experience and…

From the US and I've also taken exams when applying for all kinds of jobs. I applied to work in a convenience store and had to take a test on simple math and alphabetizing things. I applied to IBM and took a strange test full of math word problems (the IPATO test; I was amazed they still did that in ~2013). There are certain employers in the tech industry that are well known for their standardized exams, like Epic Healthcare. And that says nothing of the many, many low-wage jobs that require you to take a bogus personality test to prove you're an extrovert before they'll let you stock shelves.

Re: Once poor, always poor?

#299

Earlier quoted context omitted.

Yes, undeniably so, but the same applies to non-Asian groups. Nigerian Americans have the highest # of PhDs per 1000 people. Albanian Americans (white) are among the poorest Americans, while Russians are among the richest ones. As usual, there is a lot more diversity within the big racially defined groups than among them. And I would not discount the "nail salon" achievements at all. In my experience, it is the paren…

> Yes, undeniably so, but the same applies to non-Asian groups. You’re the one who wanted to focus on Asians: > > As usual in the American racial discourse, this argument entirely ignores the huge gaping hole in its side that is the Asian community. But now that you aren’t managing to prove your point you (perhaps) want to broaden the topic again. Or? > Nigerian Americans have the highest # of PhDs per 1000 people. A…

"One could theorize that the descendants of chattel slavery will have (for example) less family wealth than whites who are descendants of property owners and indentured servants. "

People have even less family wealth in less stable places, plagued by war, genocide, forced expropriation, violent regime changes, state bankruptcies etc. For example, both Germany and Poland were big heaps of rubble in 1945. Nothing to inherit there but destroyed, burnt-out cities.

The 20th century in general was pretty awful outside North America. If bad history was such a universal determinant of future failure or success, the world would be one giant hopeless poverty-stricken hellhole.

Re: Once poor, always poor?

#300
post #141
post #14

> Cultural norms can also encourage poverty cycles. I often wonder about these. Growing up I watched friends whose families had what you might describe as a cultural distrust of institutions, including schools, or even anyone who seemed to “think they’re better than us” (translation anyone who did well in school or a career). They constantly made self defeating choices and seemed destined to have the same problems/ p…

I'm one of those people living in poverty that distrusts school institutions. My main philosophical gripe is that it doesn't seem to really matter what your major is. "Oh, you got a bachelors in Biology? Well, I guess that's fine. Come work at my tech company in a way that is completely unrelated to Biology." In this particular situation, it seems like the only purpose of college is to create arbitrary classist hurdl…

> Now, obviously, that's not the case with all education, but my next gripe with it is the seemingly insurmountable debt that said education brings. Literally, all of my friends that have gone to college are no where near paying their debt off and I'm in my late 30s.

A solid 31% of college graduates have no loans, and current graduates with loans average something like $30k in debt. With this in mind, it's perhaps worth pausing to consider why the sample that is your social circle suffers from decades of crushing debt. Perhaps your sample is not representative?

Or, more insidiously, perhaps debt levels tend to reflect class and class aspirations? Someone who attends a community college likely has little to no debts. Someone attending a local tier two or three public university probably has some modest debt, often below their yearly income after graduation. Someone who goes through a private post-grad program likely has six figures worth.

> Finally, that in of itself, ya know, maybe that's like the licks you gotta take when you're trying to rise up in the world, but the fact that educational debt in America can never be voided through bankruptcy seems like a conscious systemic decision to create debt slaves.

What do you imagine the outcome might be if student loans were voidable through bankruptcy? How do you think fresh graduates with loans and no assets would handle things?

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