Holy sh!t ... reason 47 to not buy a Tesla.
Reason No 26 to buy a Tesla - This feature makes it more difficult for it to be stolen.
Tesla remotely unlocks Model 3 car, uses smart summon to help repo agent
61–70 of 383 posts
Re: Tesla remotely unlocks Model 3 car, uses smart summon to help repo agent
#62Earlier quoted context omitted.
Well, technically, the bank owns the car till you pay it off. So, maybe they are advocating for their customers?
I don't think that's quite right, you own the vehicle legally and you owe the bank the loan. However as soon as a repossession takes place the legal title to the vehicle does change.
If you finance a car through a bank the bank owns the car, they have the title (US).
Re: Tesla remotely unlocks Model 3 car, uses smart summon to help repo agent
#63The advantage of autonomous cars is that they can resist their owner. That enables big cost savings for everyone (insurance, manufacturer, rental, leasing, repo). Well, everyone except for the "owner".
You don't own the car that's financed until you pay it off
Re: Tesla remotely unlocks Model 3 car, uses smart summon to help repo agent
#64This is nothing compared to the tactics a "buy here, pay here" car lot will use.
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Re: Tesla remotely unlocks Model 3 car, uses smart summon to help repo agent
#65Earlier quoted context omitted.
You don't own the vehicle if you have a loan, the bank has the title. The title holder is the owner. The best part about paying off a financed car, to me anyway, is the day the title shows up in the mail and you actually own your car.
"Loan" sounds so generic to me that what you're saying may or may not be true in different places.
I'm sure that somewhere has crazy rules but the general idea of a secured loan is the lender can easily take your security if you don't pay the debt. If not for that it isn't secured, is it?
Car loans are secured on a car. If you want to just borrow money with no security you can get a (likely far more expensive) unsecured loan if the bank judges this to be a good risk, or take an overdraft on a current account or use a credit card, all unsecured debt.
Re: Tesla remotely unlocks Model 3 car, uses smart summon to help repo agent
#66Holy sh!t ... reason 47 to not buy a Tesla.
So…in case you plan to not pay for it but still keep it anyway? I am really struggling to understand the mindset here of what I assume are mostly well paid professional software developers. If I defaulted on a car loan (I don’t know the details exactly off the top of my head, but this entails more than just missing a payment) I’d be quite ashamed of myself and return the car myself with an apology. I cannot understan…
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Re: Tesla remotely unlocks Model 3 car, uses smart summon to help repo agent
#67Earlier quoted context omitted.
To take a contradicting pov... I think this sort of expectation/ideal has done us more harm than helped. As advocates, companies are fickle and unreliable. Presenting as advocates, companies always stress how aligned their interests are with customers'. We'll, that's true until it isn't. Once it isn't, it flips. That's useless. Better to keep in mind that companies aren't your advocates. They're your salesman.
I agree that relying on companies to be advocates out of good will is not a good strategy.
Yes, but I also think that betting on aligned interests isn't great either... beyond the short term.
A Google, FB or Tesla just isn't structurally built for that.
Re: Tesla remotely unlocks Model 3 car, uses smart summon to help repo agent
#68Holy sh!t ... reason 47 to not buy a Tesla.
So…in case you plan to not pay for it but still keep it anyway? I am really struggling to understand the mindset here of what I assume are mostly well paid professional software developers. If I defaulted on a car loan (I don’t know the details exactly off the top of my head, but this entails more than just missing a payment) I’d be quite ashamed of myself and return the car myself with an apology. I cannot understan…
Because on hackernews if the story features Facebook, Google, Microsoft, or Tesla what they did is bad
Re: Tesla remotely unlocks Model 3 car, uses smart summon to help repo agent
#69Holy sh!t ... reason 47 to not buy a Tesla.
So…in case you plan to not pay for it but still keep it anyway? I am really struggling to understand the mindset here of what I assume are mostly well paid professional software developers. If I defaulted on a car loan (I don’t know the details exactly off the top of my head, but this entails more than just missing a payment) I’d be quite ashamed of myself and return the car myself with an apology. I cannot understan…
> I cannot understand the mindset of someone who would feel justified keeping the car
No-one said anything about feeling justified keeping the car. People take issue with the backdoor. I too, would rather clean the car, take my stuff, and return it with an apology (if the bank refuses to negotiate an extension to the loan) than find that a backdoor has been used against me and it's just all gone one day.
Re: Tesla remotely unlocks Model 3 car, uses smart summon to help repo agent
#70Holy sh!t ... reason 47 to not buy a Tesla.
So…in case you plan to not pay for it but still keep it anyway? I am really struggling to understand the mindset here of what I assume are mostly well paid professional software developers. If I defaulted on a car loan (I don’t know the details exactly off the top of my head, but this entails more than just missing a payment) I’d be quite ashamed of myself and return the car myself with an apology. I cannot understan…
That's not the point. The car has a capability to lock you out, and all it takes is for someone to activate that capability. I don't want that in a car.