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Privacy.com Reissuing All Cards

support.privacy.com

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Re: Privacy.com Reissuing All Cards

#41

Maybe this is an example of "developer brain", but when I see "reissuing all cards", it sounds like when a company has a security incident and resets all passwords at once. So as I scanned through, my read was "oh, Privacy.com had a security incident", which it did not.

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Re: Privacy.com Reissuing All Cards

#42

Maybe this is an example of "developer brain", but when I see "reissuing all cards", it sounds like when a company has a security incident and resets all passwords at once. So as I scanned through, my read was "oh, Privacy.com had a security incident", which it did not.

[deleted]

Re: Privacy.com Reissuing All Cards

#43
post #22

"You can pay in more places! Our first version of the Privacy Card worked well for creating one-time use cards, setting spend limits, and locking cards to specific merchants. However, some merchant policies prevented our cards from being accepted online. The new version of our Privacy Cards maintains all of the privacy and security features you love while expanding the places where our cards are accepted." Google was…

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Re: Privacy.com Reissuing All Cards

#44
Can anyone figure out a reason why issuing new cards would require a new terms and conditions or is this Privacy.com just using this as an excuse to force users to accept new and presumably worse T&C (if they aren't marketing the changes then it is a safe assumption the changes aren't pro-user)?

Re: Privacy.com Reissuing All Cards

#45
post #34

Earlier quoted context omitted.

Typically privacy.com cards showed up as a prepaid card, and most merchants online block these. Curious to see how it improves acceptance rates.

Curious, why do most merchants reject those? How do they impose more risk to the merchant?

For post-paid things like cloud offerings, prepaid cards are much easier to get compared to debit/credit, so you end up with a lot more fake accounts that just run malware/use hundreds of dollars in resources in a month only to have that card decline after the money on the prepaid is already spent somewhere else.

Re: Privacy.com Reissuing All Cards

#47
I loved the idea about privacy.com - used them for a while - but a significant (>40%?) of the vendors that I tried to use them with didn't accept pre-paid cards (which I guess what these appear as) - and almost 90% of the vendors that I really needed them for would not accept them.

Perhaps this re-issue will make them more useful - here's hoping, because I think the idea is brilliant.

Re: Privacy.com Reissuing All Cards

#48

I got this message last night. I started the process to reissue the cards, but I was immediately asked to provide my social security number. Privacy.com already has my bank account number and routing details, but TBH I'm not super comfortable providing even more personal info such as my SSN. Privacy.com has been an amazing service, and although I'll likely cave to their request for my SSN, I'm not all that happy abou…

If it makes you feel better, your SSN is dumped into thousands of leaks already, most likely.

Re: Privacy.com Reissuing All Cards

#49
post #36

Earlier quoted context omitted.

Privacy.com has been fantastic for me - AMA. However I am such a heavy user that this announcement is actually rather annoying. I didn't see an email about it yet either, and could have easily missed that I am going to need to update 10 or so subscriptions this month :/

Can you hook Privacy.com up to a budgeting app that uses e.g. Plaid or Finicity to monitor transactions?

All my budgeting apps work fine (merchant name can be a little bit of a mess sometimes) since the transactions come through individually in my bank.

Re: Privacy.com Reissuing All Cards

#50
post #25

Earlier quoted context omitted.

I did. Multiple cards, multiple times. And got rejected each time. My actual debit card worked fine. The prior Privacy cards worked fine; that's what I had entered beforehand. It's just the new ones I reissued on Privacy that aren't being accepted.

Oh I see, you're talking about linking your affirm account to a debit card for payments? They might be being rejected because they fall into a high fraud category.

No. I'm saying in Affirm, the only options for payment are ACH cards, and debit cards.

I don't like either of those, so previously I used Privacy.com cards. Yes, that meant Privacy.com had access to my bank/debit card details, but they already did (and in general it means one place has my debit cards, rather than every place that eschews credit cards).

Affirm previously accepted cards created with Privacy.com just fine.

However, to prepare for the old cards no longer working (per the article), I just went and had new ones issued on Privacy.com. When I went to put those into Affirm, though, Affirm rejected them with "something went wrong". Multiple cards, multiple attempts, no further data given (both on the site and in the network request).

When I went "uh-oh; I need to actually make sure the Affirm loan gets paid off next month when it goes to bill again", and so inserted my bank's debit card details, it went through fine.

So, Affirm rejected the new Privacy.com cards for me. It accepted my personal debit card just fine.

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