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Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

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Re: Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

#251
post #233
post #215

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Keys can be exchanged without root authority. Root authority is only required for identifying that website owner is who he claims to be.

Yes, and without verifying that the owner is who he claims to be, exchanging keys is not of much value.

I dunno, knowing the owner hasn't changed since last time seems almost as good.

Re: Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

#252
post #181

I cannot stand how everything with internet access is just becoming a vehicle to shove ads down everyone’s throat. This web browser wants to sell me credit deals. My expensive TV has banner ads in the menus (well, it did until I blocked about two dozen domains). An increasing amount of apps are sending “offers” I never requested via push notifications on my phone. My belongings are not a fucking corporate billboard.

You can thank the capital side of the equation for this. Example: https://andrewchen.com/this-is-what-free-ad-supported-uber-r... They used to hide it, but because so much money is being made there's no point anymore.

[deleted]

Re: Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

#253

Earlier quoted context omitted.

HTTPS can be implemented in a decentralized way without a single party having access to your sites visited. DNS-over-HTTPS is by its nature centralized. So is DNS. Your DNS provider has a list of all sites they’ve resolved for you, whether it’s encrypted over using TLS or not. Maybe that doesn’t go against your point, but I wanted to clarify that the two technologies have very different privacy implications.

> HTTPS can be implemented in a decentralized way How does that work? AFAIK there is always a root authority.

No. There are roots and you can install any root you like including one you create. Is that some amount of centralization? I don't think so though convenience and efficiency encourage it on a single and not very important dimension. Once a CA signs a cert they are no longer involved in the HTTPS protocol and really that's the bulk of the use case. As GP noted, it certainly includes "without a single party having access to your sites visited".

Re: Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

#254
post #140

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I used to have similar thoughts until I got my MBA. We live in a capitalist economy. Investors consider where to invest by comparing an investment opportunity to a safe rate of return. They need some upside (greater returns) to offset the risk of less certain investments. Maximizing profits or at least ensuring hefty returns is important for a firm to continue to grow and receive investment dollars.

Maybe the need for continual growth and always angling for more investment dollars is a problem for society.

Of course it is, but we’re all greedy so nothing will ever change.

Where I live, house prices are climbing at about 10% a year. More, now that people can work from home. So you see articles in the paper where boomers say how terrible they feel that the young people won’t be able to afford a house because their house price has gone up $100,000 this year.

To the boomer I say, well, you don’t have to take the money. Nobody is forcing you to sell your house for $100k more this year than last. You’re free to sell it for less. Put your money where your mouth is!

Of course this is just a wry view, a letter to the newspaper. It’ll never actually happen. Because we’re all greedy.

Re: Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

#255
post #95

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> Of all the FAAMG out there Of all the MANGA* out there FTFY

Not the commenter above, but I don't really want to support Facebook's attempt to dodge bad press with a name change. I'll stick with FAAMG.

I'm not too political/ideological about it, but Alphabet kept it's G in the acronym, Meta will keep it's F. I may revisit once they don't get >90% of their revenue from Google Services and Facebook + IG. But I do think if we're gonna be pedantic about Meta, we should be the same with Alphabet.

Re: Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

#256

Earlier quoted context omitted.

I do understand. Look at Firefox: they are barely hanging on.

Only because the Mozilla foundation spends their money doing all kinds of dumb things that no one wants.

That is not the "only" reason that Mozilla is struggling. There are vanishingly few companies their size who manage to remotely hold their own against Google for over a decade, let alone in a market segment that Google has invested on the order of billions of dollars in engineer time and advertising cost (some of it in the form of "free" advertising on the google.com homepage). That Mozilla has to contend with Google also being basically the only one willing to purchase search deals with them just makes it even more difficult.

Re: Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

#257

Earlier quoted context omitted.

What part of 'pushes ahead' is click-bait? Microsoft announced the feature, backlash ensued, and despite the backlash there has been no intention of halting the feature. Is that not 'pushing ahead'?

“Pushing ahead” implies they said something later that ignored the backlash. Such as another announcement. If they’re thinking about what to do now, they’re not “pushing ahead”. Just reconsidering. We won’t know what they’re actually doing until the next announcement.

Oh please. What evidence is there that Microsoft is 'reconsidering' this rollout exactly?

Re: Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

#258

Earlier quoted context omitted.

I would applaud the convenience, but the terms are not nearly as useful as other services. If I can spread a purchase over four months, that's really useful. Affirm has been good to me this year. ...But what is even the point when you bill twice as often as most people get paychecks?

> what is even the point when you bill twice as often as most people get paychecks? I'm seeing some employers here offering "next day pay" i.e. you get paid today for the hours you worked yesterday. IDK but could also imagine that many "gig" jobs work that way, i.e. do Uber drivers get their pay immediately with each ride provided, or two weeks later? Wonder if that model will soon be more common?

Unfortunately some employers are charging 1% or more to get paid faster. It doesn't sound like much, but 1% to get money a week earlier is a very high APR.

Re: Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

#259
post #156

Earlier quoted context omitted.

Maintaining browsers has become a significant undertaking, so complex that only well-funded corporate interests can afford to keep one patched and up-to-date with the latest web standards. It surpassed operating system complexity. It surpassed pretty much everything else too. So we can forget about it ever being truly "free" (and free from ads) unless we simplify the web somehow. I also don't think we're going to go…

A new HTML/JS/CSS standard should be defined based on lessons learned implementing past browsers. Such a standard would make it easy to implement a browser.

Here’s my suggestion: make a base browser support wasm, canvas (or something like webgpu, I’m not sure) and APIs, unavailable from sandbox. And then build JS engine, HTML, CSS, etc on top of this base platform. Now all the complexity is encapsulated and can actually be replaced by a particular website. Web apps can avoid this complexity. Web sites will just `import html from google-chrome` or something like that.

The point is that base browser should be simple enough to be implemented by a single developer. And all those complex standards are just libraries, like Angular.

Re: Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

#260

Earlier quoted context omitted.

Why does anyone need a payment plan for a $35 item though?

You've never gone to the grocery store with $10 for a week of food for you and a child. A whole lot of people are living day-to-day- lying to the IRS about their number of dependents, just trying to make it through today. The basic daily needs lead to some poor long-term decisions. The people pushing this 'pay later' scheme are scum.

>lying to the IRS about their number of dependents

Can you elaborate? Are you talking about fraudulently claiming a larger EITC by someone who is in fact working?

I believe the incremental EITC for an additional dependent is $40/week or more.

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