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Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

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Re: Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

#31

Post by ChuckNorris89 »

AlexandrB wrote: post #19
yjftsjthsd-h wrote: post #16

Earlier quoted context omitted.

> that it now takes me two clicks to get the full right click menu. ...What? What did they do, put all the useful stuff in a submenu?

That's exactly what they did: https://www.pcgamer.com/windows-11-context-menu-fix-right-cl... It's astounding that they would do this now, when monitor resolutions higher than 1080p are becoming increasingly common, rather than back in the Windows 98 800x600 CRT era.

>It's astounding that they would do this now, when monitor resolutions higher than 1080p are becoming increasingly common, rather than back in the Windows 98 800x600 CRT era.

When you think like a developer/power user it astounding, but not when you think like some MS UX product manager who's chasing some promotion. They most likely justified to the higher-ups "Hey look, the new consumers are more accustomed to mobile devices, which hide or simply don't have any advanced options at all. And mobile devices are selling like hot cakes, right? So if we try to emulate that mobile OS feeling by hiding away all the advanced options that confuse the average user, then consumers will buy those instead of Macs, right? Right?! "

They did the exact same shit with Windows 8 where they pushed a tablet UX on the desktop and consumers hated it so much, it entrenched Windows 7 as one of the longest running Windows versions of all time. They fixed some of the issues via Windows 8.1, and reverted back to the more sane classical desktop approach with Windows 10, since most of the consumers were sticking to Windows 7 or even XP.

So I expect a Windows 11.1 to follow soon that will bring back some sanity following all the backlash. Or not.

Re: Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

#32

Post by hvgk »

I’d be really pissed about this if they hadn’t pissed me off for the last decade and I hadn’t eviscerated every trace of Microsoft from my existence already. Thus I shall merely respond with ”meh” and ”I thought edge was only used to download Chrome”

Re: Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

#33

Post by ocdtrekkie »

AlexandrB wrote: post #15

> It allows any purchase between $35 and $1,000 made through Microsoft Edge to be split into four payments over a six-week period. > While the service is being promoted as ‘interest-free’, some were quick to point out that all transactions are subject to a “$4 flat fee”. $4 in fees on $1000 over 6 weeks is an effective APR of around 4% - pretty good. $4 in fees on $35 over 6 weeks is an outrageous APR of around 123%.…

I would applaud the convenience, but the terms are not nearly as useful as other services. If I can spread a purchase over four months, that's really useful. Affirm has been good to me this year. ...But what is even the point when you bill twice as often as most people get paychecks?

Re: Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

#34

Post by wildrhythms »

intsunny wrote: post #4

This article is click-bait bullshit. The title says "Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge browser" But the text says: "Microsoft has not responded to repeated requests for comment. Given the widespread condemnation of the feature, it may be reconsidering a full rollout – its deal with Zip permitting." There is zero substance in this article. And I say the above as a 90's Lin…

What part of 'pushes ahead' is click-bait? Microsoft announced the feature, backlash ensued, and despite the backlash there has been no intention of halting the feature. Is that not 'pushing ahead'?

Re: Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

#36

Post by metaltyphoon »

yesplorer wrote: post #28
AlexandrB wrote: post #15

> It allows any purchase between $35 and $1,000 made through Microsoft Edge to be split into four payments over a six-week period. > While the service is being promoted as ‘interest-free’, some were quick to point out that all transactions are subject to a “$4 flat fee”. $4 in fees on $1000 over 6 weeks is an effective APR of around 4% - pretty good. $4 in fees on $35 over 6 weeks is an outrageous APR of around 123%.…

Why does anyone need a payment plan for a $35 item though?

As crazy as it seems, in Brazil, payment plans are accepted everywhere. You can literally buy gas , groceries, medicines or whatever on your credit card and they will split make those installments for you. Maybe this market exist outside of the US?

Re: Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

#38

Post by hiddencost »

watermelon0 wrote: post #6

Microsoft finally made a browser which renders websites as expected, is up-to-date regarding security and features, and (most) people actually don't have the need to replace it with anything else. I will never understand why they NEED to ruin this. It's baffling.

Data

Re: Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

#39

Post by Mikeb85 »

watermelon0 wrote: post #6

Microsoft finally made a browser which renders websites as expected, is up-to-date regarding security and features, and (most) people actually don't have the need to replace it with anything else. I will never understand why they NEED to ruin this. It's baffling.

Because Microsoft's raison-d'être is to extract as much money as possible from computer users. No matter how much they try to not be evil, no matter how many overtures they make to developers, it won't change the fact that Microsoft is basically just a hostile entity out there to extract as much money as possible from the computing scene.

Re: Microsoft pushes ahead with controversial ‘buy now, pay later’ feature for Edge

#40

Post by toomuchtodo »

metaltyphoon wrote: post #36
yesplorer wrote: post #28

Earlier quoted context omitted.

Why does anyone need a payment plan for a $35 item though?

As crazy as it seems, in Brazil, payment plans are accepted everywhere. You can literally buy gas , groceries, medicines or whatever on your credit card and they will split make those installments for you. Maybe this market exist outside of the US?

How do late fees work on this product in Brazil? Does this enable usury rates when late fees occur?

https://www.profgalloway.com/red-friday/

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