Earlier quoted context omitted.
That's why this is a dumb idea, merchants can just use the replay attack: https://www.wsj.com/articles/in-china-paying-with-your-face-... . The only place where you should be using your biometrics is to unlock devices you carry with you, like the iPhone.
I would argue that the devices you carry with you are exactly the ones you shouldn’t use biometrics for. Law enforcement can force you to use biometrics to unlock a phone. They have used dead bodies to unlock phones.[0] What they can’t do is make you remember a code/password which you have “forgotten.” [0] https://www.forbes.com/sites/thomasbrewster/2018/03/22/yes-c...
But they can lock you up for not supplying it.