Earlier quoted context omitted.
Germany is public-private healthcare insurance driven healthcare model compared to the pure play private insurance or out-of-pocket driven healthcare model in the US and other poor countries. Germany has statutory public insurance while the examples I’m quoting including the US don’t have any such. For a private driven healthcare system, it’s strange there are no smaller, cheaper and nimble competitors.
> the US and other poor countries. the US is not a poor country, it is an astonishingly rich country whose elites want poor (and working-class more generally) people insecure so as to maximize the degree to which they can be exploited via economic coercion.
The ER charged him $6,589.77 for 6 stitches, cost that led his wife to avoid ER
321–330 of 339 posts
Re: The ER charged him $6,589.77 for 6 stitches, cost that led his wife to avoid ER
#322Earlier quoted context omitted.
Exactly! For me it is the peace of mind: not having to worry about deductibles... will it be covered? What hospital can I go to? Ambulance or uber... so much stress. On top of your ailment. I prefer to pay 35-40% in taxes and not have to worry about that. I worry about my work and my systems. They pay me for that. I pay my money so that I dont have to worry. Paying (a private insurer) to get additional worries? No th…
> I prefer to pay 35-40% in taxes and not have to worry about that The biggest irony is that’s in line with the taxes we pay in the US (probably more if you’re in tech and live in CA or NY), so it’s not like you pay lower taxes in the Land of the Free anyway.
Re: The ER charged him $6,589.77 for 6 stitches, cost that led his wife to avoid ER
#323Re: The ER charged him $6,589.77 for 6 stitches, cost that led his wife to avoid ER
#324Re: The ER charged him $6,589.77 for 6 stitches, cost that led his wife to avoid ER
#325What it boils down to though is simple - corporate greed and regulatory capture.
Re: The ER charged him $6,589.77 for 6 stitches, cost that led his wife to avoid ER
#326Earlier quoted context omitted.
When I got my tonsils removed my options were the $75k surgery at the private hospital, or waiting 3 months at the public hospital. I actually stopped consulting and took a job so that I could get insurance, and had the surgery two weeks later. A few years back I broke my wrist while bicycling across England. I was patched up and casted a few hours later, I think the bill was about $200, as a foreign tourist. It wasn…
Weren’t your tonsils a pre-existing condition? How did the new insurance cover it?
All you have to do is ask a doctor "Please don't put any of this in a file until I have insurance next week". It doesn't mean anything to him to add the dates later. It's in his best interest, otherwise he won't get the cheddar.
Re: The ER charged him $6,589.77 for 6 stitches, cost that led his wife to avoid ER
#327Earlier quoted context omitted.
When I got my tonsils removed my options were the $75k surgery at the private hospital, or waiting 3 months at the public hospital. I actually stopped consulting and took a job so that I could get insurance, and had the surgery two weeks later. A few years back I broke my wrist while bicycling across England. I was patched up and casted a few hours later, I think the bill was about $200, as a foreign tourist. It wasn…
The free market didn’t make your operation 75k. The government giving a blank check to hospitals and the lack of price transparency did that. Both are as far from the ‘free market’ as you can get.
Re: The ER charged him $6,589.77 for 6 stitches, cost that led his wife to avoid ER
#328Earlier quoted context omitted.
In this case it seems like the steep price is to prevent frivolously using the emergency room. You can get covid tests dirt cheap (or free) if you schedule and appointment at a hospital or one of the testing sites. Emergency room has to have capacity to take on actual life threatening emergencies.
It seems like you've done the research here: how do you know how you are supposed(?) to do the test in the US? Here in my municipality in Norway the media keeps repeating how/where/when to get tested, and if anything important changes the municipality will literally send a SMS to all its citizens to ensure as many as possible are up to date. From my admittedly limited experience with the US (NYC/tri-state area) I get…
Re: The ER charged him $6,589.77 for 6 stitches, cost that led his wife to avoid ER
#329Earlier quoted context omitted.
Okay, so a $200 surcharge every time they have to deal with butts. $100 for urine, $50 for vomit. Charge it to the insurance anyway, they're used to paying $40000 a day for a hospital bed, they can pay $200 for dealing with a butt. Plumbers have to deal with the aftermath of butts MUCH more often and they don't have the luxury of someone's insurance they can just throw arbitrarily high charges to.
You realise there’s medical professionals who deal with poop right? There’s also the whole ‘all your clients are sick, some are contagious’ thing. I’m not saying america isn’t insane, but to try and pretend plumbers have it far worse isn’t quite accurate.
Re: The ER charged him $6,589.77 for 6 stitches, cost that led his wife to avoid ER
#330Earlier quoted context omitted.
WHen I stopped living in the USA, I realized that there is only one reason the USA is behind the rest of the developed world when it comes to healthcare, a social safety net and education. The USA likes it that way. The American culture is one of rugged individualist pioneering cowboys who won't be told what to do, even if you're warning them that if they take another step they'll fall off a cliff.
In just what century did you live here?