Amazon to stop accepting UK Visa credit cards

Post by throaway46546 » Wed, Nov 17, 2021, 3:37 PM UTC

billyruffian wrote: post #235

dazc wrote: post #65

Earlier quoted context omitted.

Status symbol?

I had my wallet nicked in Padstow on the last day of a trip there and was just about take the 3.5 hour drive home. Problem was I didn't have enough fuel to make it. My CC providers took ages to even answer the phone and cancel the cards. Amex dealt with it a just a few mins, arranged to courier a replacement card to me by the next day and authorised a fuelling stop for me on my way home. I'll never be without one, ev…

Post by ricardobayes » Wed, Nov 17, 2021, 3:40 PM UTC

heurisko wrote: post #174

input_sh wrote: post #79

Earlier quoted context omitted.

Here's why: two debit cards, one for receiving money, one for spending money. Automated payment from the 1st one to the 2nd one once a month with a fixed amount you expect to spend in a month. Nothing to pay off, you're spending your own money, can't be overcharged, can't go below zero, if someone leaks your spending card they can't touch the majority of your money, no scummy business practices. Never owned a credit…

> Never owned a credit card, don't have the slightest wish to do so. I own a credit card, as you get additional consumer protections using a credit card rather than a debit card in the UK. Pay it off in full every month. No problem.

Post by ricardobayes » Wed, Nov 17, 2021, 3:42 PM UTC

aysfrm11 wrote: post #257

input_sh wrote: post #79

Earlier quoted context omitted.

Here's why: two debit cards, one for receiving money, one for spending money. Automated payment from the 1st one to the 2nd one once a month with a fixed amount you expect to spend in a month. Nothing to pay off, you're spending your own money, can't be overcharged, can't go below zero, if someone leaks your spending card they can't touch the majority of your money, no scummy business practices. Never owned a credit…

In Europe just using debit cards is perfectly viable in 99% of the cases, however when it comes to car rentals you are still in some locations forced to provide a 'real' credit card. I write 'real' since most of the FinTechs like Revolut, N26 etc often issue debit cards that may fail in exactly that situation. It doesn't help if your account is flush with 10k USD and a car rental could easily block 2k for claims on y…

Post by cutler » Wed, Nov 17, 2021, 3:42 PM UTC

PeterisP wrote: post #360

youngtaff wrote: post #337

There's a huge piece of information missing from that article and much of the reporting of Amazon's decision Visa have put up UK-EU interchange fees (as post Brexit they're not covered by the cap) But it affects Amazon because when you buy something from Amazon UK, you're billed by Amazon Luxembourg and Amazon UK then fulfil Amazon's tax avoidance strategy is part of the reason the charge has increased for them. If t…

Brexit is the gift that keeps on giving!

Post by zh3 » Wed, Nov 17, 2021, 3:44 PM UTC

whylo wrote: post #385

zh3 wrote: post #327

Earlier quoted context omitted.

FWIW, as a UK Amazon buyer with a Visa Credit card, I received an email this morning with Subject line "Visa credit cards will not be accepted, starting 19 Jan, 2022" and nothing but my name in the body. A very, very basic email - interesting 'From' address though. Received: from a0-156.smtp-out.eu-west-1.amazonses.com (a0-156.smtp-out.eu-west-1.amazonses.com [54.240.0.156]) From: "Amazon.co.uk" Subject: Visa credit…

I've just checked my copy of the email and you're right, the text/plain part only has my name in. The text/html part has the full message though.