Earlier quoted context omitted.
My comment might come off as an indictment of credit scores. But it really isn't. They absolutely solve the problem that you are pointing out. But they also serve to kind of solve a whole class of other problems around identifying behaviors that correlate with bad credit scores. For example, if you're a land lord who vehemently opposes divorce, it's possible to use a poor credit score as cover to deny renting to this…
Sure but previous to credit scores what was the option? References from friends and business acquaintances? Sure credit scores aren’t perfect but they are better than the legacy alternative.
What was the option for what? You're replying to a post about discriminating against a divorcee, but having the landlord hide it behind the justification of "bad credit".
Not to be the missing antecedent police, but are you referring to by 'ther option' the pre-existing excuse to paper over arbitrary discrimination, or to practice of lending/renting in general?
The answer is sadly important to the final assessment of meaning. I don't think you mean the former, but I figured I'd be daft and ask.