Earlier quoted context omitted.
Please don’t blindly declare it ‘totally dumb’. If you disallow overcommit, you can end up with a system that can’t fork and run /bin/true, even if there are gigabytes of memory left. Both styles of memory allocation have their uses, and their drawbacks, but please understand them before declaring many OS designers as stupid and dumb.
I suppose vfork might help with that (though I don't understand why they don't directly add fork_and_execve, it would seem much easier). Also, the problem with Linux is not having overcommit, but notv being able to choose when to overcommit and when not. Windows makes that easier, AFAIU.
Vfork is usually a better solution.
Edit: and yes, I would love to be able to disable overcommit per process.