Man left shocked as his house is 'stolen'

Post by iso1631 » Mon, Nov 01, 2021, 10:24 PM UTC

jonp888 wrote: post #241

freeqaz wrote: post #2

Is it roughly the same to "prove" your identity in the US as it is in the UK? In the US, at least for most credit checks, you just need your SSN, some public record data about where you've lived, and personal data (name, DOB, etc). It's largely because there is no "National ID" system in the US (due to political reasons). That makes it hard for companies to track people, and the SSN is the only number that people con…

The UK also has national ID system. It is almost unique in Europe in this respect.

Post by nootropicat » Mon, Nov 01, 2021, 10:27 PM UTC

scosman wrote: post #133

Imagine if we really did tokenization of assets? This type of fraud would be much easier (steal password vs months long identity theft), and impossible to reverse.

Post by blunte » Mon, Nov 01, 2021, 10:28 PM UTC

jonp888 wrote: post #240

blunte wrote: post #201

"You and Yours obtained the driving licence used to impersonate Mr Hall" ... what? who? And then, "Once the house was sold to the new owner for £131,000 by the person impersonating Mr Hall, they legally owned it." The people who sold the house did not have the right to sell the house because they did not own it. The person who bought it does not own it since it was not legally sold.

You and Yours is a long running consumer affairs show on BBC Radio.

Post by iso1631 » Mon, Nov 01, 2021, 10:30 PM UTC

stevekemp wrote: post #109

bogle wrote: post #16

Earlier quoted context omitted.

In England the owner doesn't have the deeds, although they may obtain a copy. It's digital with the Land Registry. Scotland, incidentally, has the oldest land registry in the world (1617 CE), the Sasines.

I paid off my flat in Edinburgh back in 2016 or so, and in exchange I received a huge bundle of papers "the deeds", from the bank. I spent a fun evening flicking through the records of owners, the price they'd paid for it, and the few details provided (occupation, etc). All dating back to when the building was built in 1890 or so. Later I left the country, and moved to Finland. After a year or two here I wanted to se…

Post by iso1631 » Mon, Nov 01, 2021, 10:33 PM UTC

janandonly wrote: post #86

I am baffled by the fact that a complete house can be had for the little sum of £131,000. That's about €150.000 in real money... I guess where I live that would get me a garage, maybe.