Earlier quoted context omitted.
> I just upgraded to Monterey > I started to panic and figure out how I was going to back everything up. Upgrading to a new OS on release day without a prior backup. You like to live dangerously, do you?
This isn't Arch Linux we're talking about, it's the presumably tested and released operating system for the most premium personal computing hardware in the world. I'm not saying you shouldn't back up your stuff but your expectation on user behavior is unrealistic to put it mildly.
And no, my experience on general user behaviour is to expect no backup, but this isn't Auntie Ednas crocheting Facebook group, but Hacker News :)