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Ask HN: People who cashed out early and stopped working: What is your life like?

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91–100 of 190 posts

Re: Ask HN: People who cashed out early and stopped working: What is your life like?

#91
I cashed out and stopped working around 37.

It has been a very difficult transition for me. I have had 3 or 4 years of borderline depression despite having more money than god :-)

The loss of structure, status, social interaction, goals hits hard.

The problem is, I don’t want a job and probably lack the motivation to do another business.

I need to build hobbies and friends outside of a work context, I know.

My advice to people is to be careful what you wish for!

Re: Ask HN: People who cashed out early and stopped working: What is your life like?

#92

I'm far from retiring, but I always take a break between jobs. It used to be only 2 months, then last time it was 6 months. I'm very happy to be in tech because it allows us for that. I don't decide beforehand how much time I'm taking, instead I just reassess myself "am I still productive? Am I still enjoying doing nothing?" When the answer is no that's when I get back to work. I love DIY so I've used that time to re…

When I quit a job, I'm full of projects to do with all that time, and I am quite productive. But I also get 1% lazier every day, and after 6 months it seems like I eat breakfast, and then the day is over.

We might be twins.

Re: Ask HN: People who cashed out early and stopped working: What is your life like?

#93

My buddy cashed out big 15 years ago. Immediately had to pick up something in another field - he chose construction. Bought lots, hired contractors to build on the condition he could be in the crew. Studied and apprenticed and became a competent carpenter. So to each his own!

i did something like this. cashed out bought farmland at the beginning of the year. got a job on a framing crew so i could learn to build my own house. made journeyman last month. its fun and exciting. and helped me repair the damage from sitting for 15 years.

Re: Ask HN: People who cashed out early and stopped working: What is your life like?

#94

Not completely retired, but work remotely and only a few hours a week at this point. Stepping back from the rat race at 30 was the greatest thing to ever happen to my life. I'd spent my entire 20s singularly focused on my career and building my skills. When I hit 30 and looked up around me, I realized I'd achieved everything I set out to do but was still miserable and alone in life. Everyone I knew was getting marrie…

Followed similar tangents, but it's easy to forget the scope of fear from those earlier years. Afraid of failure, of not having the capacity to provide for anyone else let alone myself, of working a shit job I can't get out of (like my father). It wasn't even about keeping up with the Joneses; as you say, the career is a means to an end, but you still want the means. Priorities change also, we tend to be more ambitious when we're young.

Re: Ask HN: People who cashed out early and stopped working: What is your life like?

#95

I'm far from retiring, but I always take a break between jobs. It used to be only 2 months, then last time it was 6 months. I'm very happy to be in tech because it allows us for that. I don't decide beforehand how much time I'm taking, instead I just reassess myself "am I still productive? Am I still enjoying doing nothing?" When the answer is no that's when I get back to work. I love DIY so I've used that time to re…

As a counterpoint to your edit, personally work exhausts me to a level where weekends are mostly spent recuperating/doing chores and not being productive. It’s a week or two into the breaks I’ve taken from work where I start being productive in ways I rarely manage during my working periods.

The 2 weak break spurts you talk about are mostly temporary and happens because you do them so rarely. Long term it will likely look more like those weekends.

Best case you keep your work habits and can continue working on your hobbies like you did work previously, but worst case it will all look like those weekends.

Re: Ask HN: People who cashed out early and stopped working: What is your life like?

#96

Earlier quoted context omitted.

the weekends are a pretty good picture of how we'd behave at retirement. Interesting, thanks for the insight. I've also heard that, your teenage hobbies are another source of where you might find your passion in retirement. What did you do for fun as a teenager, and how does that compare to what you do during your breaks?

Actually that might make sense. I started "wood working" when I was 10yo and later helping with construction stuff. This was not child labor, but I would spend a lot of time at my grandparents. Thanks to crappy tv channels and no internet, kids would be super creative to find stuff to do. My DIY face then went into sleep mode for many years and came back when I started taking breaks from work. What you said might be…

> Thanks to crappy tv channels and no internet

I think you have that the wrong way around. That should be:

> "Thanks" to modern distractions like binge watching and doom scrolling people lose their creativity and drive to do anything but further please their addictions.

(somewhat /s)

Re: Ask HN: People who cashed out early and stopped working: What is your life like?

#97

I'm far from retiring, but I always take a break between jobs. It used to be only 2 months, then last time it was 6 months. I'm very happy to be in tech because it allows us for that. I don't decide beforehand how much time I'm taking, instead I just reassess myself "am I still productive? Am I still enjoying doing nothing?" When the answer is no that's when I get back to work. I love DIY so I've used that time to re…

And HR depts are just fine with that? (taking 2-6 months off) I get the impression They prefer those who stay on the wheel, as they don't have to worry you will just decide you need to take a break from working again.

Probably getting smaller contracts, and not being employee.

Re: Ask HN: People who cashed out early and stopped working: What is your life like?

#98
post #53
post #32

Dad retired in his mid 30s. It went really well for him for about 30 years, and then he started to decline into depression. I don't think it was directly related to being retired. He built a barbecue out of cinder blocks, then rebuilt it out of bricks. He learned to knot in order to make hammocks. He took up painting with acrylics -- I wouldn't say he ever became good at it, but he liked it and that's the point. The…

> text adventures about our neighborhood That sounds fascinating. Are those available online somewhere? I absolutely love text adventures, would love to try it out.

They were really aimed at us (his kids) and featured events like Johnny-Jump-Up (one of our cats) being discovered in the raspberry patch. I don't think any of them are still around, but Dad probably has an archive of floppy disks, so it's possible.

Re: Ask HN: People who cashed out early and stopped working: What is your life like?

#99
I'm 30 years old and have been effectively retired for 1 year. Before this I was an software engineer / manager for startups and bluechips. I left due to stress issues at work, depression and needing to become a carer for a short while but now don't have a good reason or monetary need to return to work again so I guess I am retired?

I had been so defined by work for my entire life that I didn't really know who I was outside of the crunch and the office. I don't miss the office or work but do miss the people. I am not from a wealthy background, the majority of my family and friends find it very strange and it can be a bit awquard in conversation. When I feel ashamed I browse job postings / linkedin, but am coming to realise that it was sad how much self worth I gained from having other people think I was successful or smart.

I've learnt that staying busy is paramont to my health, I've started a small bussiness to keep me busy doing one of my passions, grow a lot of my own food and walk a lot. Sometimes I miss the massive engineering challenges working with a team, I could see myself taking a job for that alone. My life doesn't have a lot of meaning right now, sometimes I dream that some great purpose or mission will be thrust on me. To be honest I feel a bit adrift!

Re: Ask HN: People who cashed out early and stopped working: What is your life like?

#100

I'm far from retiring, but I always take a break between jobs. It used to be only 2 months, then last time it was 6 months. I'm very happy to be in tech because it allows us for that. I don't decide beforehand how much time I'm taking, instead I just reassess myself "am I still productive? Am I still enjoying doing nothing?" When the answer is no that's when I get back to work. I love DIY so I've used that time to re…

And HR depts are just fine with that? (taking 2-6 months off) I get the impression They prefer those who stay on the wheel, as they don't have to worry you will just decide you need to take a break from working again.

I think you don't mean how much time I take between jobs, but the fact that I quit every so often? I always ask the same question. How much is too much? However, that's one of the benefits of working in tech. It became acceptable to change jobs every so often. And it became acceptable to quit to focus on yourself... If you sell it that way.

There's also this time I had a chat with my manager and peers about whether or not to hire this guy. We wanted to hire him, but we had a feeling he wouldn't stay long with us. He was very entrepreneurial. The conclusion straight away was "it's fine, if he stays with us just 1 year, we already benefit from it". I'm not saying I'm this guy, but it sounds acceptable nowadays.

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