A lot of comments here seem to be missing the point. The main point is to use passwords that give you the most "bang for the buck" in the sense of adding the most bits of entropy for the least difficulty of remembering. Adding an extra number, or punctuation, or certain numbers of repetitions generally adds only a little bit of entropy for a significant cost in additional challenge to your memory. Our minds are well…
For example, if I use single dictionary words fed through a trivial ceasar cipher, then that is mathematically very low entropy. Realistically speaking, however, it's relatively safe if the cracker doesn't know that's what I'm doing, because it's impractical for crackers to compute all possible low entropy "alternative dictionaries."