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Jonathan's Card

jonathanstark.com

211–220 of 232 posts

Re: Jonathan's Card

#211
just made a basic visualization of the data on the balances endpoint. http://aoberoi.me/jonathans-card/

I'm thinking about what types of interesting questions we can answer by visualizing the data. If anyone wants to contribute to that effort, fork me on github (https://github.com/aoberoi/jonathans-card) and send me a pull request, i'll update the site.

Re: Jonathan's Card

#212

Earlier quoted context omitted.

Yeah, I was thinking about that too. One thought I had (which others have suggested) is to encourage people to donate in small amounts— rather than drop $25 on the card if you're feeling generous, you should drop $5 on it each morning for a week. But since that's kind of a hassle, then you'd whip up a quick app that lets people easily amortize a larger contribution over a series of coffee-scale contributions. Connect…

The thing that scares me about this idea is the effect it would have on the donor if they didn't see their donation reflected immediately in the feed. Not only is it less exciting, but it potentially opens up questions about where the money is in the meantime. I will strenuously avoid this turning into anything resembling a bank - it needs to be more like a "take a penny, leave a penny" tray sitting on a Starbucks co…

If you go with the deposit only card option, you could adjust your feed to display the aggregate of the two cards; but you're effectively capping an individual transaction to $20. The donor therefore sees their changes reflected in real time, but any cheats are limited (hopefully a cashier would get suspicious / frustrated if someone tried to work around the $20 limit by going multiple times in succession).

Re: Jonathan's Card

#213
This is a great experiment. I just added some money to the card. I wonder to prevent abuse, if perhaps you should use two cards , one for people to give to (A) and the other to use at starbucks (B). You can transfer from (A) to (B), when the balance of (B) goes below a certain amount say $15 so that one person can't abuse the card by taking away all the existing balance.

Re: Jonathan's Card

#214
post #207

Earlier quoted context omitted.

I have heard similar restaurant stories happen to some of my friends. Jonathan's card is also a good idea. However, I can't help wondering that with all this technology we are ending up in a situation where the Haves help the Haves and they all feel better for a little while. What can we do to make it easy to help the really needy? Wouldn't it be wonderful if we could just as easily drop $10 to help someone eat a few…

The good thing about random altruism, i.e. giving stuff to people regardless of whether they need it or not, is that it doesn't encourage welfare dependency. When you give free stuff to "those in need", you have to be extremely careful not to just wind up changing the balance of incentives in a way that just encourages them to stay "in need". Otherwise you're harming them, not helping them.

I feel like random altruism makes us feel good while probably doing very little actual good. As the OP said, it's haves giving to haves.

Re: Jonathan's Card

#215
post #207

Earlier quoted context omitted.

I have heard similar restaurant stories happen to some of my friends. Jonathan's card is also a good idea. However, I can't help wondering that with all this technology we are ending up in a situation where the Haves help the Haves and they all feel better for a little while. What can we do to make it easy to help the really needy? Wouldn't it be wonderful if we could just as easily drop $10 to help someone eat a few…

The good thing about random altruism, i.e. giving stuff to people regardless of whether they need it or not, is that it doesn't encourage welfare dependency. When you give free stuff to "those in need", you have to be extremely careful not to just wind up changing the balance of incentives in a way that just encourages them to stay "in need". Otherwise you're harming them, not helping them.

I think what the grandfather post meant was that Jonathan's card is meant to be scanned from a cell phone. If things like this are restricted to people with a cell phone (or a facebook account, or an iphone app...), the system selects for beneficiaries who are already above a certain level of need.

Re: Jonathan's Card

#216
post #207

Earlier quoted context omitted.

I have heard similar restaurant stories happen to some of my friends. Jonathan's card is also a good idea. However, I can't help wondering that with all this technology we are ending up in a situation where the Haves help the Haves and they all feel better for a little while. What can we do to make it easy to help the really needy? Wouldn't it be wonderful if we could just as easily drop $10 to help someone eat a few…

The good thing about random altruism, i.e. giving stuff to people regardless of whether they need it or not, is that it doesn't encourage welfare dependency. When you give free stuff to "those in need", you have to be extremely careful not to just wind up changing the balance of incentives in a way that just encourages them to stay "in need". Otherwise you're harming them, not helping them.

At the same time, if a few people riding the system that way is the price you have to pay to help the people who truly need it, isn't it really worth it?

Re: Jonathan's Card

#217
post #207

Earlier quoted context omitted.

The good thing about random altruism, i.e. giving stuff to people regardless of whether they need it or not, is that it doesn't encourage welfare dependency. When you give free stuff to "those in need", you have to be extremely careful not to just wind up changing the balance of incentives in a way that just encourages them to stay "in need". Otherwise you're harming them, not helping them.

I feel like random altruism makes us feel good while probably doing very little actual good. As the OP said, it's haves giving to haves.

As a have, I'm cool with this.

Re: Jonathan's Card

#218

Earlier quoted context omitted.

Seriously, many people experience that weekly. That's what it means to live paycheck to paycheck.

I'm really not trying to be critical of other people's lifestyles (and I like the idea behind Jonathan's Card), but when it comes down to it I would want to be able to educate those people that they are living outside of their means rather than enable them. If you're living paycheck to paycheck and buying Starbucks every morning, that's definitely part of your problem. I understand and fully appreciate paying a bit m…

You're not wrong about what they should do, it just has no bearing on what they do do. Given the choice between short term pleasure or long term pleasure for a short term sacrifice, most choose the former rather than the latter. Being able to delay pleasure is a skill many people just don't have.

Re: Jonathan's Card

#219
post #206

Earlier quoted context omitted.

Seriously, many people experience that weekly. That's what it means to live paycheck to paycheck.

If you alternate between being able to afford a coffee and not being able to weekly -- then you are not able to afford a coffee, period.

You don't get to define how other people say what they can and can't afford or how they define the term afford. Many people don't use that word like you're using it. Afford to many people means do I have a few extra bucks in my pocked right this moment; it doesn't matter if they won't next week.

Re: Jonathan's Card

#220

Earlier quoted context omitted.

I have heard similar restaurant stories happen to some of my friends. Jonathan's card is also a good idea. However, I can't help wondering that with all this technology we are ending up in a situation where the Haves help the Haves and they all feel better for a little while. What can we do to make it easy to help the really needy? Wouldn't it be wonderful if we could just as easily drop $10 to help someone eat a few…

Text MEALS to 90999 to give $5 to the Chicago Food Depository. I do it quite frequently when some joyous happenstance comes my way or when I spend a bit too much on myself.

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