Earlier quoted context omitted.
As a thought experiment, I wonder what it would cost to build a European village scale town for 22k people (the population of SLT) and then literally build a moat around it as a firebreak.
Probably more effective to mandate less flammable construction, and stop forcing insurance companies to cover homes that have burned multiple times.
(my broad understanding is that property insurance is a relatively functional market where they won't underwrite a policy that doesn't make sense)