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The real OnlyFans scandal is the unaccountable power of platforms and banks

theguardian.com

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Re: The real OnlyFans scandal is the unaccountable power of platforms and banks

#71

Post by jdasdf »

pessimizer wrote: post #25

The reason the banks, and through the banks OnlyFans, attack sex is because they are accountable, and don't wish to take risks unless they are very profitable risks. The real danger of platforms and banks is how happy they are to censor for the government, or simply the loudest, richest mouth, in order to keep the profit flowing. If you want to fix it, you put in legal protections for people to do business, rather th…

> The reason the banks, and through the banks OnlyFans, attack sex is because they are accountable, and don't wish to take risks unless they are very profitable risks.

This is exactly the case.

Re: The real OnlyFans scandal is the unaccountable power of platforms and banks

#73

Post by 542458 »

ashtonkem wrote: post #51
pessimizer wrote: post #25

The reason the banks, and through the banks OnlyFans, attack sex is because they are accountable, and don't wish to take risks unless they are very profitable risks. The real danger of platforms and banks is how happy they are to censor for the government, or simply the loudest, richest mouth, in order to keep the profit flowing. If you want to fix it, you put in legal protections for people to do business, rather th…

The issue is that the banks all move in lock step, undermining the basic principle of the free market. If one bank decides it doesn’t want to deal with porn, fine. But when all the banks decide that, that’s very very bad. The cumulative effect is a chilling of protected speech in a way that congress could never legally get away with.

There are lots of payment processors who will deal with explicit content. They tend to be fairly expensive though - partially justified since apparently chargebacks are outlandishly common. For example, CCBill will process essentially anything that isn’t illegal, albeit with 6% fees for “risky” industries and 10-15% fees for “adult” industries.

https://ccbill.com/pricing

(As an aside, one sort of neat thing about CCBill is apparently they’ll never kill your account without warning, unlike PayPal & co)

Re: The real OnlyFans scandal is the unaccountable power of platforms and banks

#74

Post by _trampeltier »

theelous3 wrote: post #60

As far as I was aware, the main reason banks don't want to deal with porn is the huge rate of chargebacks that occur. Post nut clarity is apparently a financial problem.

They could make the credit card more save, so it wouldn't be so much a problem.

Re: The real OnlyFans scandal is the unaccountable power of platforms and banks

#75

Post by Guillaume86 »

the-dude wrote: post #55

My comment from another thread : Dutch banks terminated accounts of Corona-critics / anti-vax'ers / conspiracy nuts ( you choose how to call them ). https://news.ycombinator.com/item?id=28301199

Seems like you conveniently forgot the word "organisations".

Re: The real OnlyFans scandal is the unaccountable power of platforms and banks

#76

Post by danaris »

roenxi wrote: post #41
float4 wrote: post #9

> for these corporations this is not a matter of free expression, as it ought to be, but one of morality Is it really true that banks block transactions related to sex work because they are morally against it? Last time I checked banks just want to make money. This is a genuine question by the way. > But just a few weeks in, Twitch shut it down after a change of policy that included, among other things, a ban on visi…

We know exactly what lengths the bankers are willing to go to when securing a profit. The leadership environment literally selects for the sort of people who are willing to throw a family out of their home because the financial implications don't make sense. They aren't fuzzy, friendly "forgive the debt because of religious teachings" people. There is no way there is a moral stand here, the idea is absurd. They're lo…

Or, perhaps, fear of the political bloc that is Evangelical Protestantism in the US?

I am not aware of any existing regulations that would make this particularly risky for the banks. I am aware of a very vocal minority that wants to limit sex to heterosexual and procreative (and ideally not fun at all), and then only when the man wants it.

Re: The real OnlyFans scandal is the unaccountable power of platforms and banks

#77

Post by da_chicken »

theelous3 wrote: post #60

As far as I was aware, the main reason banks don't want to deal with porn is the huge rate of chargebacks that occur. Post nut clarity is apparently a financial problem.

I thought it was a side effect of "know your customer". Sex work is high risk because it's adjacent to trafficking (organized crime) and underage workers result in CP. It's very difficult to determine if every amateur sex worker is a consenting adult.

Re: The real OnlyFans scandal is the unaccountable power of platforms and banks

#78

Post by rvz »

ajross wrote: post #42
gregd wrote: post #10

So do I have to be THAT guy? Fine. Crypto solves this issue...

It really doesn't. Crypto solves anonymity, making it possible for operations to take payments in ways that can't be regulated based on content. It doesn't solve trust. In fact existing solutions fall way, way, short of what consumers already have. A provider that accepts crypto is 100% unaccountable. You can't do a chargeback on Bitcoin. You get what you get once you make that payment. Now, it's true that there is a…

> It really doesn't. Crypto solves anonymity.

Depends on the cryptocurrency. If you're talking about Monero then yes.

As for the others, they are far less private than you think and the majority of cryptocurrencies out there can still be traced.

Re: The real OnlyFans scandal is the unaccountable power of platforms and banks

#79

Post by jbverschoor »

pessimizer wrote: post #25

The reason the banks, and through the banks OnlyFans, attack sex is because they are accountable, and don't wish to take risks unless they are very profitable risks. The real danger of platforms and banks is how happy they are to censor for the government, or simply the loudest, richest mouth, in order to keep the profit flowing. If you want to fix it, you put in legal protections for people to do business, rather th…

Exactly. Banks have no morals, as long as the price is right

Re: The real OnlyFans scandal is the unaccountable power of platforms and banks

#80

Post by travoc »

pjc50 wrote: post #52
whythre wrote: post #47

Earlier quoted context omitted.

I mean, ‘the Patriarchy’ is the old chestnut explanation for most societal ills. Any evidence that it was corrupt old white men? The banks are bowing to external pressure and I am not convinced those voices are the ones necessarily representative of ‘the Patriarchy.’

The external pressure in the US is coming mostly from evangelical Christians, who literally worship the divine Father figure.

Does that also explain why banks are increasingly resistant to doing business with gun manufacturers and conservative activist groups?
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