Earlier quoted context omitted.
> why do I want to pay off my house? Because its the poor-man's version of F-You money. It instantly and dramatically lowers the monthly takings to have to make to keep your household going, and noticeably shifts the balance of power in all financial negotiations in your favour. Try it. Trust me.
It's kinda crazy that people think you can only get this by being rich. Why don't we just eliminate the market in housing and make it super cheap to live? We have more houses than people.
If you mean cheap or free housing should exist as a public works project, that is possible... and what you get without a profit motive is Soviet style apartment cinderblocks.