Airbnb & YC, just fix this please: 1. Get a new place for EJ. Furnish it fully. Pay for everything. 2. Help her restore her virtual identity. Use any resources at your considerable disposal. 3. Help her find her irreplaceable stuff. A few private detectives and a small team of scouters can make more progress in 2 weeks that the SFPD can make in a lifetime. Publish pictures of her grandmother's jewelry to enlist a gia…
Let me put it another way: I think this problem kills the business model. What they currently do is not sustainable. They can't swoop in and replace everything for every person who is a victim of a scheme like this with their current model. If that becomes their strategy, then they're really an insurance agency. It's not unprecedented, ebay and PayPal spend most of their resources doing fraud detection. But it will completely change what AirBNB is.
So, yeah, in this case, I think what you suggest is probably best. But they have to change their company to address this problem, even if what comes out the other side is not the company as it is today.