161–170 of 325 posts
What a sad day. Swipes were far more user friendly and the failure rate with reading these chips is unreal. Here's to hoping the next "upgrade" isn't a nightmare.
Earlier quoted context omitted.
It really is mind blowing to me. Especially in a pandemic, why why why require a signature for anything? This is one of the few things that would reduce exposure that we already have a technical solution for. I just don’t understand.
>Especially in a pandemic, why why why require a signature for anything? This is one of the few things that would reduce exposure that we already have a technical solution for. Turns out infection from surfaces is basically a non-issue. https://www.nytimes.com/2021/04/08/health/coronavirus-hygien...
Still a LOT of merchants that need to upgrade equipment to do chip cards including some large franchises. There is a real problem that chip reading devices do not yet have anywhere near the longevity that magswipe use does. Machines go out of service for repair and cleaning after as little as a month of use in busy locations. Magstripe machines typically lasted 12 months plus before needing attention.
The transition went really fucking fast after that =)
So most of my current cards (in Europe) have 3 interaction methods: In order of decreasing readability/communication reliability: 1. Magnetic stripe 2. NFC 3. EMV The EMV ("chip") method is the least insecure, but lately all of my cards have been started oxidating. And it seems like the pogo pins in almost all readers also started wearing out too. Chip reader failures have become very common lately. It's very common…
I can't remember ever having paid using the magnetic stripe in Europe since 2010 (having been to Spain, Italy, France, Netherlands, Romania and living in Germany), before I didn't use a credit card at all since it wasn't very popular here. Honestly curios: where (and when) did you make that observation?
What a sad day. Swipes were far more user friendly and the failure rate with reading these chips is unreal. Here's to hoping the next "upgrade" isn't a nightmare.
They work perfectly.
But what are they doing to secure online payments? Last time my card number was stolen, all of the fradulent charges were at online merchants.
Earlier quoted context omitted.
The USA is a big holdup. I just traveled across the country and there are still filling (petrol) stations where the only card reader is stripe. See also other comments about the stripe being a fallback for chip as chip readers on POS terminals seem to be more fragile than magnetic stripe readers. FWIW, Contactless is very hit-or-miss for me in the US; about 1/3 the time it just doesn't work at all (even with multiple…
Yea, the Achilles Heel of contactless (or phone/NFC) in the USA is the uncertainty that it's supported and the terrible UX for failure cases. How many times have you had this happen? Your groceries are all rung up and the POS terminal is waiting. You dig out your phone or contactless card and try to invoke the contactless payment system. Nothing's happening. You wave it around a little. Still nothing. Grocery cashier…
Now those are slow. But hey, this is back in the time when people would write checks at the checkout.
Earlier quoted context omitted.
The USA is a big holdup. I just traveled across the country and there are still filling (petrol) stations where the only card reader is stripe. See also other comments about the stripe being a fallback for chip as chip readers on POS terminals seem to be more fragile than magnetic stripe readers. FWIW, Contactless is very hit-or-miss for me in the US; about 1/3 the time it just doesn't work at all (even with multiple…
Yea, the Achilles Heel of contactless (or phone/NFC) in the USA is the uncertainty that it's supported and the terrible UX for failure cases. How many times have you had this happen? Your groceries are all rung up and the POS terminal is waiting. You dig out your phone or contactless card and try to invoke the contactless payment system. Nothing's happening. You wave it around a little. Still nothing. Grocery cashier…
Still a LOT of merchants that need to upgrade equipment to do chip cards including some large franchises. There is a real problem that chip reading devices do not yet have anywhere near the longevity that magswipe use does. Machines go out of service for repair and cleaning after as little as a month of use in busy locations. Magstripe machines typically lasted 12 months plus before needing attention.
What a sad day. Swipes were far more user friendly and the failure rate with reading these chips is unreal. Here's to hoping the next "upgrade" isn't a nightmare.
