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Your Lifestyle Has Already Been Designed (2010)

raptitude.com

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Re: Your Lifestyle Has Already Been Designed (2010)

#2
I've noticed an interesting congruity - people in the FIRE community tend to target saving two-thirds of a modern western income, with most finding that living on less than one-third begins to have serious impacts on quality of life. From some studies I came across while studying sustainable energy it also seems as though a well-designed community in which residents make certain lifestyle choices can reduce resource requirements by around two-thirds.

Most people in the FIRE community of course work more than the minimum long enough to save money and then join the investor class, without doing paid work at all from that point - but it's fascinating to think that we could all reduce work and lifestyles by two-thirds in a sustainable, ongoing way.

Re: Your Lifestyle Has Already Been Designed (2010)

#3
I liked the post and I'm afraid that the author is right on so many points.

Lots of persons seem to be "uninterested in serious personal development", is this by some design or just natural evolution of modern society? I guess it was always like this, but I can also imagine that there are entities (ie, companies, governments, people) that are doing some thing or the other trying to keep the status quo: keep the people in the right state to consume as much as possible...

Re: Your Lifestyle Has Already Been Designed (2010)

#4

I've noticed an interesting congruity - people in the FIRE community tend to target saving two-thirds of a modern western income, with most finding that living on less than one-third begins to have serious impacts on quality of life. From some studies I came across while studying sustainable energy it also seems as though a well-designed community in which residents make certain lifestyle choices can reduce resource…

FIRE = Financial Independence, Retire Early for those who don't know.

Re: Your Lifestyle Has Already Been Designed (2010)

#5
Western economies, particularly that of the United States, have been built in a very calculated manner on gratification, addiction, and unnecessary spending.

Calculated, like in planned-economy, directive-from-the-top? I disagree. A lot of the "fluff," as the author describes it, is excess capital finding its way to things people find pleasurable, whether it be dope, travel, beauty, or rock and roll. Purveyors of such pleasures have proved to be remarkably adept at creating & providing these opportunities.

Re: Your Lifestyle Has Already Been Designed (2010)

#6
post #5

Western economies, particularly that of the United States, have been built in a very calculated manner on gratification, addiction, and unnecessary spending. Calculated, like in planned-economy, directive-from-the-top? I disagree. A lot of the "fluff," as the author describes it, is excess capital finding its way to things people find pleasurable, whether it be dope, travel, beauty, or rock and roll. Purveyors of suc…

It's just a planned economy not by government men but by mega corporations. Then they put up some facade to pretend that you have the freedom of choice.

Re: Your Lifestyle Has Already Been Designed (2010)

#7
post #5

Western economies, particularly that of the United States, have been built in a very calculated manner on gratification, addiction, and unnecessary spending. Calculated, like in planned-economy, directive-from-the-top? I disagree. A lot of the "fluff," as the author describes it, is excess capital finding its way to things people find pleasurable, whether it be dope, travel, beauty, or rock and roll. Purveyors of suc…

Capital being money, the flow of which is managed by Fed policy and laws.

So, yeah, calculated from the top. Handed to those closest to the tap.

Look into our transfer payment system, our system of political budgets, and apportionment.

Before it gets to workers, how money is carved up is very much monitored and managed.

Just because one is ignorant of how the system functions does not mean there is a free market.

Re: Your Lifestyle Has Already Been Designed (2010)

#8

I've noticed an interesting congruity - people in the FIRE community tend to target saving two-thirds of a modern western income, with most finding that living on less than one-third begins to have serious impacts on quality of life. From some studies I came across while studying sustainable energy it also seems as though a well-designed community in which residents make certain lifestyle choices can reduce resource…

If “we could all” is constrained to households earning 6-figures, I tend to agree. I doubt a household making $30K/yr could realistically live on $10K/yr.

(Further, if everyone FIRE’d, growth would slow to the point where you’d need to save more to generate the same income from investments. We’re so far from that being any kind of practical worry, that it can be safely ignored I think, but would be a concern if it became more than vanishingly uncommon almost-fringe behavior.)

Re: Your Lifestyle Has Already Been Designed (2010)

#9
post #5

Western economies, particularly that of the United States, have been built in a very calculated manner on gratification, addiction, and unnecessary spending. Calculated, like in planned-economy, directive-from-the-top? I disagree. A lot of the "fluff," as the author describes it, is excess capital finding its way to things people find pleasurable, whether it be dope, travel, beauty, or rock and roll. Purveyors of suc…

This was my exact thought, and was wondering if they were using ‘designed’ and ‘built’ in that sense of being planned and directed.

I’m with you and agree that it’s an unforeseen side effect.

I’d even take it a step further and suggest that along with being unexpected, that the majority of our leaders in the world are oblivious that this is even occurring since they are typically so far detached from most peoples lives.

Re: Your Lifestyle Has Already Been Designed (2010)

#10
I disagree that the authors return to wastefulness/consumption is a result of systemic forces. I think it’s more likely the case that when you have a higher rate of income you spend money to convenience yourself and save time/energy because you value your time/energy at that higher rate of income.
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