Earlier quoted context omitted.
Not the OP but "If you can’t buy it, don’t!" might mean not owning/renting it. Either buy it or don't even think about it.
Why though? What if renting makes more sense for my use case? Why not leave the dealer/bank on the hook for the depreciation and maintenance?
They aren't on the hook for anything - those costs are billed to you in the standard lease so you're paying the cost of the vehicle, plus the cost of the expected maintenance, plus a profit for the bank.
Trust me, no bank is leasing assets at a loss.