61–70 of 78 posts
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Seems to be listed here: https://airtable.com/shrX4uBtNLnsPxSih/tblyRj2FTQoXq9Qmu Only EEA countries I guess. Is anyone aware of something similar for US banks?
Thanks for the link! Seems like 1,000 banks is a bit of an exaggeration.. if you remove the duplicates, I don't think there's even 100.
So this tool helps me share my transaction history with something called Nordigen and... Google? Is this a joke?
In Europe this is a regulated activity and Nordigen is licensed provider for this service by all 31 European financial authorities.
Secure data management and privacy is something we take very seriously.
Roberts, co-founder at Nordigen
haha, sure, because google needs more of your data, and whatever this nordigen thing is... laughable from this nordigen's information handling section in TOS > 2.3. As the Services also allow User to upload Information and/or obtain Account Information and personal data therein, User further acknowledges and agrees that by uploading or entering any Information for the Services and by using the Services, User grants N…
So this tool helps me share my transaction history with something called Nordigen and... Google? Is this a joke?
I get the Google sentiment. This tool was built only for those people that are not familiar with how to work with APIs. In Europe this is a regulated activity and Nordigen is licensed provider for this service by all 31 European financial authorities. Secure data management and privacy is something we take very seriously. Roberts, co-founder at Nordigen
I'm not doubting your sincerity, but people are going to have to find a different way to say that - those words have come to mean pretty much the opposite in many people's minds: https://techcrunch.com/2019/02/17/we-take-your-privacy-and-s...
So this tool helps me share my transaction history with something called Nordigen and... Google? Is this a joke?
Wait until you hear about this company called Plaid (valued at ~13B$) which is used by a lot of FinTech companies to access your bank account. They take your username/password in cleartext and go ahead and scrape and do as they please with the data to prevent fraud (oh and if 2fa blocks them from scraping, they'll ask you to disable it). How is this even remotely acceptable blows my mind. My alternatives to transfer…
If you want to import banking data for tracking your personal finances or small business, there's also GnuCash, which you can run locally. https://gnucash.org/ I haven't used its online data-fetching features, but instead save manually save OFX and QFX files periodically from banking Web sites, and later import them into GnuCash (which includes transaction matchup features). I also use the statement reconciliation fe…
I can't reply on @robertsbernans's comment for some reason, but his previous comment definitely did not mention that he's a cofounder of this Nordigen, so he deleted it and made a new one to make it seem "transparent" only after being called out, which makes this whole thing even shadier.
IDK why you cannot tag me in the comments, but there was only one comment in the first place mentioning me being the co-founder. You can check when was the post posted and my comment. Sorry you got that impression.
I strongly agree on putting a list of supported banks before signing up though. I've had experiences with other providers where sign up and verification takes time, and then after spending 24h being verified it doesn't support your bank anyway... So that up front is good
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Wait until you hear about this company called Plaid (valued at ~13B$) which is used by a lot of FinTech companies to access your bank account. They take your username/password in cleartext and go ahead and scrape and do as they please with the data to prevent fraud (oh and if 2fa blocks them from scraping, they'll ask you to disable it). How is this even remotely acceptable blows my mind. My alternatives to transfer…
In Europe, all 6,000 retail banks have working APIs and it's possible to connect to banks without username/password sharing. The APIs are completely free to use under the PSD2 regulation. This approach of regulated open banking (i.e. regulator asking banks to build APIs) should eventually eradicate any password sharing in Europe. I hope to see this in US at some point as well.
https://docs.openbanking.klarna.com/acin/insight-api.html
see last screen in example flow
https://docs.openbanking.klarna.com/acin/quick-start-insight...
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Given how bad customer support is, I find it laughable that you think Google cares about you. Google already knows if you are a 10%er or 90%er, your ads wouldn't change.
The gulf between "google the company is willing to provide customer service to you" and "a google dev will scrape your data and attempt to monetize it" is extraordinarily vast. Ever moreso that this thread exists and we've got somebody showing off how easy it is to link your bank account...