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Debit card apps for kids are collecting a shocking amount of personal data

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Re: Debit card apps for kids are collecting a shocking amount of personal data

#101

Post by xeromal »

nkrisc wrote: post #37
Filligree wrote: post #15

Earlier quoted context omitted.

There’s a bit of a difference between not getting candy, and not having any friends. You’re doing your kid no favours if you think that’s a plus.

If those kids are actually their friends, they’ll make it work.

How do you make "actual" friends if the baseline is to be in the group chat. Good friends start as an acquaintance.

Imagine your kid starts school for the first time and everyone shares their group chat QR code. Your kid can't and now will slowly be left behind as other kids set up plans to go skate, game ,whatever.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#103

Post by xeromal »

basisword wrote: post #28
chrisseaton wrote: post #21

Earlier quoted context omitted.

Where I live, many do not anymore. That's a trend that's only going to spread and accelerate. Hence the product.

Really? Mind if I ask where? As much as cash use has dwindled here in the UK (at least anecdotally) I’ve never come across a store that won’t accept cash. I know a couple that didn’t accept it early in the pandemic (due to fear of covid spreading on cash) but that didn’t last long.

The pandemic killed a bunch of business's demand for cash so they stopped accepting it.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#105

Post by swiley »

skeeter2020 wrote: post #87
weimerica wrote: post #10

Earlier quoted context omitted.

> Sure, now lets try to apply that in practice with a kid angry at you for years. That's called "being a parent" in my circle? I have a toddler that loves to throw the "you're not my friend!" at me when I cut off the TV and tell her it is time for dinner. I never had a cell-phone until 17, despite all my friends having had theirs as early as the middle school years. Never mattered much in my case. I didn't have an X-…

In my 13-yr-olds class only 2 people don't have iPhones. Don't under-estimate the social impact of being excluded from that otherwise class-wide group chat. If you're in the toddler stage you control almost every variable. The game changes once they hit > 8.

You may not be aware but an iPhone isn't required to participate in group chats: MMS and XMPP still exist, there are even bridges between them.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#106

Post by kube-system »

ryanlol wrote: post #49
basisword wrote: post #24

Earlier quoted context omitted.

Sure, you can give them cash. If the parents aren’t around (e.g. they’re with a babysitter)…they can wait until the parents are around to give them cash.

Is this some weird american thing where kids can’t go outside by themselves? Maybe your kid went to hang out with some friends after school, asks for money to go to the cinema or just to get some food? Why would you go out of your way to make your life difficult by avoiding debit cards?

That weird American thing is called suburban sprawl :)

I never lived within walking distance of a store as a kid.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#107

Post by Shikadi »

jonheller wrote: post #72

My son has a Greenlight card. It's been fantastic for helping him understand allowance, savings, charity in a more modern age than when I used to get cash I put in an envelope with a table on the front. It's taught him about interest and he's able to see quick results (especially when I started his savings account at something crazy like a 500% interest rate to encourage him). As others have mentioned, cash is near u…

500% interest rate O.o that might just set unrealistic expectations when for so long interest rates have been at _best_ 2% on a savings account

Re: Debit card apps for kids are collecting a shocking amount of personal data

#108

Post by swiley »

jonheller wrote: post #72

My son has a Greenlight card. It's been fantastic for helping him understand allowance, savings, charity in a more modern age than when I used to get cash I put in an envelope with a table on the front. It's taught him about interest and he's able to see quick results (especially when I started his savings account at something crazy like a 500% interest rate to encourage him). As others have mentioned, cash is near u…

>but cash is also near useless for me.

Did your bank/ATM stop accepting it? Do you never settle debts with your friends?

Re: Debit card apps for kids are collecting a shocking amount of personal data

#109

Post by vmception »

kube-system wrote: post #99
noneeeed wrote: post #97

Earlier quoted context omitted.

What is "green bubbles" a reference to? I understand what you mean, I think, I've just not heard that phrase before. Also, totally agree.

It's a reference to the green background messages in iMessage, which indicate that the other person is not using iMessage.

And to add further, they don’t know they are being excluded from some more interactive imessage group chats or at the very least talked about or noticed

They rationalize their choices with “I don't want to be around superficial people like that anyway” not realizing just how many people are judging and questioning their decision making process

“oh god someone thats going to talk my ear off about all the control they have over their phone but cant share a photo when signal drops on a hike”

Anyway hope it gets better, it shouldn't be “wealthy Americans use Apple devices and ignore cross platform chat apps” but right now it is. Maybe Apple’s Imessage and Airdrop go cross platform and help fix this culture, instead of relying on Google and a ton of OEMs to improve a UX they dont care about. People don’t want to send unencrypted SMS.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#110

Post by swiley »

vmception wrote: post #109
kube-system wrote: post #99

Earlier quoted context omitted.

It's a reference to the green background messages in iMessage, which indicate that the other person is not using iMessage.

And to add further, they don’t know they are being excluded from some more interactive imessage group chats or at the very least talked about or noticed They rationalize their choices with “I don't want to be around superficial people like that anyway” not realizing just how many people are judging and questioning their decision making process “oh god someone thats going to talk my ear off about all the control they…

But remember, poor Apple shouldn't be hit with an anti-trust lawsuit over this.
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