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Debit card apps for kids are collecting a shocking amount of personal data

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Re: Debit card apps for kids are collecting a shocking amount of personal data

#61

Earlier quoted context omitted.

Stores accept cash.

Where I live, many do not anymore. That's a trend that's only going to spread and accelerate. Hence the product.

NYC banned cashless stores because they exclude the un-/under-banked

Re: Debit card apps for kids are collecting a shocking amount of personal data

#62

Earlier quoted context omitted.

This may shock you, but things have changed significantly in the past 20 years. Technology is even more necessary for social activity than when we were young. And I remember being the kid at the birthday parties that couldn't play video games, and couldn't participate in conversation at the lunch table because video games were most of what my friends talked about. Made me a permanent second-class citizen in my social…

> Technology is even more necessary for social activity than when we were young. Oddly, my own children do not have that same issue. In a world of billions, there are no universal claims like this.

How can you be so sure that they're not being affected socially?

Because they don't tell you about it?

Re: Debit card apps for kids are collecting a shocking amount of personal data

#63
post #46

Earlier quoted context omitted.

Was there another place to get a drink that accepted cash?

Why would that matter to this discussion? I want x from retailer y. Retailer y doesn't accept cash. I use a card. If you have an objection to using cards, you're certainly free to decline to make the purchase. Nothing in any of that seems like it would be age related either. What's the difference between having $20, or a debit card linked to an account with $20?

Some people refuse or can’t have a bank account. Not accepting cash ends up being discriminatory.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#64

What does a kid need a special debit card for? When they’re old enough to get a job they can just get a regular bank account.

Teenagers working isn't really a thing anymore

https://www.theatlantic.com/business/archive/2017/06/disappe...

Re: Debit card apps for kids are collecting a shocking amount of personal data

#65
post #22
post #12

Earlier quoted context omitted.

Children get upset when they’re not allowed to get a tattoo or eat candy for dinner. Hell, if they’re not getting upset regularly than you’re probably doing something wrong.

> Hell, if they’re not getting upset regularly than you’re probably doing something wrong Why so?

There has been some interesting psychological research into insecure attachment styles in children (https://en.wikipedia.org/wiki/Attachment_in_children has a good overview).

In short: It's good for children to be upset and afraid of new situations. That's how they learn that they can rely on their caregivers, who ideally support them in overcoming those situations.

Children that lack this mechanism (and e.g. are disinterested in new situations, or completely overwhelmed by them to the point where they cannot act at all) potentially lack that skill in adulthood as well.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#66
post #3

If I had a kid they would not be allowed to use Apps or have a Google account. Sure I'd give them a laptop, I would even probably give them unsupervised access to the web after they seemed ready, but Apps are no good even for most adults.

>> If I had a kid they would not be allowed to use Apps or have a Google account. In our school district (Arlington Public Schools in Virginia), children get assigned Google GSuite accounts by default starting in Kindergarten. They are used for a variety of things, including authentication to multiple school apps.

Yeah, and our last school district pushed GPOs to my son's personal Chromebook. Really pissed me off. I was trying to help him troubleshoot an issue and dev tools were disabled and greyed out in the chrome settings. When we switched back to his personal account they were back.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#68
post #3

If I had a kid they would not be allowed to use Apps or have a Google account. Sure I'd give them a laptop, I would even probably give them unsupervised access to the web after they seemed ready, but Apps are no good even for most adults.

"If I had a kid". There you go. Get back with us when you have to actually do the job you are criticizing.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#69

Earlier quoted context omitted.

This may shock you, but things have changed significantly in the past 20 years. Technology is even more necessary for social activity than when we were young. And I remember being the kid at the birthday parties that couldn't play video games, and couldn't participate in conversation at the lunch table because video games were most of what my friends talked about. Made me a permanent second-class citizen in my social…

> Technology is even more necessary for social activity than when we were young. Oddly, my own children do not have that same issue. In a world of billions, there are no universal claims like this.

just curious, how old are you children? you mentioned having a toddler further up. it makes sense that most social activities are planned by the parents anyway at that age.

I remember things starting to change in middle school. kids started making same-day plans for after school and shooting their parents a quick text to say where they were going. I tried using the school's phone a few times when I was invited, but there wasn't always time to visit the office between classes. that was pretty clunky to do one or more times per week, and I knew I would be in big trouble if I wasn't there when my dad came to pick me up. so I just had to accept that I wouldn't be participating in most of those spontaneous hangouts until I got a phone.

like you said, everyone is different. some kids are charismatic enough that everyone else will work around whatever inconveniences they bring. others are not. I knew my parents had a very firm stance on stuff like phones, so I didn't bother complaining about it much.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#70
post #46
post #40

Earlier quoted context omitted.

I got a drink at Happy Lemon in Sunnyvale, CA a couple days ago and they didn't take cash.

Was there another place to get a drink that accepted cash?

I'm sure there are plenty, albeit not exactly the same thing. The question asked for a specific existence proof for a retailer that didn't take cash and I provided it.
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