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Debit card apps for kids are collecting a shocking amount of personal data

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Re: Debit card apps for kids are collecting a shocking amount of personal data

#51

Earlier quoted context omitted.

> Sure, now lets try to apply that in practice with a kid angry at you for years. That's called "being a parent" in my circle? I have a toddler that loves to throw the "you're not my friend!" at me when I cut off the TV and tell her it is time for dinner. I never had a cell-phone until 17, despite all my friends having had theirs as early as the middle school years. Never mattered much in my case. I didn't have an X-…

This may shock you, but things have changed significantly in the past 20 years. Technology is even more necessary for social activity than when we were young. And I remember being the kid at the birthday parties that couldn't play video games, and couldn't participate in conversation at the lunch table because video games were most of what my friends talked about. Made me a permanent second-class citizen in my social…

> Technology is even more necessary for social activity than when we were young.

Oddly, my own children do not have that same issue. In a world of billions, there are no universal claims like this.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#54
post #9

Earlier quoted context omitted.

Hopefully my kid(s) will be the one to convince their friends to use better communication apps. Perhaps when the kids are younger before they get phones, I can convince their friends' parents to use the better platforms.

Speaking as someone who lost an entire social circle because of conscientiously objecting to Facebook: yeah, good luck with that.

> conscientiously objecting to Facebook

Does that mean not having a WhatsApp account as well?

Re: Debit card apps for kids are collecting a shocking amount of personal data

#55

Earlier quoted context omitted.

This may shock you, but things have changed significantly in the past 20 years. Technology is even more necessary for social activity than when we were young. And I remember being the kid at the birthday parties that couldn't play video games, and couldn't participate in conversation at the lunch table because video games were most of what my friends talked about. Made me a permanent second-class citizen in my social…

> Technology is even more necessary for social activity than when we were young. Oddly, my own children do not have that same issue. In a world of billions, there are no universal claims like this.

Parent here, have you asked them if not having a phone has been a problem? Or are you just assuming it isn't because it hasn't been a problem with them for you.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#56

Earlier quoted context omitted.

Where I live, many do not anymore. That's a trend that's only going to spread and accelerate. Hence the product.

Really? Mind if I ask where? As much as cash use has dwindled here in the UK (at least anecdotally) I’ve never come across a store that won’t accept cash. I know a couple that didn’t accept it early in the pandemic (due to fear of covid spreading on cash) but that didn’t last long.

In my village in the UK about half the coffee shops and bakeries and things were going cashless just before the pandemic anyway. I think it’s pretty common now.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#57
post #30

Earlier quoted context omitted.

The whole point of pocket money is that it is theirs and you dont gatekeep every buy. And kids can go to store without babysitter.

1. Not “gatekeeping” their decision. They just might have to wait a few hours before they can carry it out. 2. I’m not sure of your point here. I meant if the parent wasn’t around to provide the cash the kid might have to wait until they are around. Not that they need someone to take them to the store (although this is highly dependent on where you live and the age of the kid).

But that’s the point - the child may want to spend their money spontaneously or even to buy something private.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#58
post #22
post #12

Earlier quoted context omitted.

Children get upset when they’re not allowed to get a tattoo or eat candy for dinner. Hell, if they’re not getting upset regularly than you’re probably doing something wrong.

> Hell, if they’re not getting upset regularly than you’re probably doing something wrong Why so?

Because children need to learn to both test boundaries and respect them.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#59

Earlier quoted context omitted.

Speaking as someone who lost an entire social circle because of conscientiously objecting to Facebook: yeah, good luck with that.

> conscientiously objecting to Facebook Does that mean not having a WhatsApp account as well?

Yes. Or Instagram, or any other Facebook-owned property as far as I know, and I do check.

It's also why, last time I heard from a Facebook recruiter, I told him to make sure the next one to cold-call me had their general counsel's contact info handy so I'd know where to have my own attorney send the cease-and-desist. Seems to have had the intended effect, so far at least.

Re: Debit card apps for kids are collecting a shocking amount of personal data

#60
post #46
post #40

Earlier quoted context omitted.

I got a drink at Happy Lemon in Sunnyvale, CA a couple days ago and they didn't take cash.

Was there another place to get a drink that accepted cash?

Why would that matter to this discussion? I want x from retailer y. Retailer y doesn't accept cash. I use a card. If you have an objection to using cards, you're certainly free to decline to make the purchase. Nothing in any of that seems like it would be age related either. What's the difference between having $20, or a debit card linked to an account with $20?
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