Earlier quoted context omitted.
Most (all maybe?) of the new German banks and fintech products seem to offer it as they have no physical branches, you can often open accounts directly from your smartphone. Some will offer a way of identifying yourself via a post office with your passport too.
What the person above means is different. If you open an account, nowadays you have to ask someone that already has a Wechat account to scan a QR code to vouch that you are indeed who you claim to be. It doesn't actually do ID identification though and it doesn't have to be a Chinese mainland user. It can be any other active Wechat account. Full ID Identification only works with a China mainland bank account IIRC. Wh…
If they ask for KYC in the mainland I suppose it’s understandable since it serves a lot more than a chat app there (payment, SSO for a lot of other services).