> If you buy a washing machine [here] and it breaks after 2 years, you're entitled to either a full refund, or a replacement.
This really stood out to me. If I bought a washer here in the US and it broke after two years, I expect I’d be on my own.
I’d be frustrated, of course, but I’d either fix or replace it and go on, probably not buying from that brand again. (Although, buying another brand could still get me the same internal parts and defects nowadays.)
I find it fascinating that I’m not at all upset by this situation. I’m guessing that I conclude it happens rarely enough that I’d rather bear the risk over pushing that risk back into a bundled insurance product with every purchase. I don’t feel like an insurance fight and waiting for a service call while I have a pile of wet laundry and another of dirty. (But maybe I’m suffering Stockholm Syndrome here.)