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Stripe Identity

stripe.com

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Re: Stripe Identity

#171

Post by ceejayoz »

anonymouse008 wrote: post #162
ceejayoz wrote: post #151

Earlier quoted context omitted.

Any iOS notification permits you to "say stop in the moment" - you just swipe on the notification and select "Manage". The options are pretty well thought-out.

That's actually a whole different user flow -- you leave the notification to enter a separate system of controls with esoteric commands, over just typing what you want to happen.. "Stop" - forever until I want you back "Stop this week" - self-explanatory "Not during work hours" - also ^ "Consolidate weekly" - get a digest "I don't care" - make better suggestions So many contextual pieces to make better notifications…

Texting "stop this week" will stop SMSes from that number forever because of the STOP keyword.

I've never seen any SMS system that would correctly interpret and adjust to things like "not during work hours" or "consolidate weekly" responses.

Re: Stripe Identity

#172

Post by boringg »

jonplackett wrote: post #54
ngoel36 wrote: post #2

I've never seen a company release incredible products with as high velocity as Stripe has over the last few years. Truly incredible. $1.50/user may sound outrageously expensive at first, but having seen all the engineering power it takes to build something like this at Uber...it's a totally fair price.

Just what I was thinking. Can Stripe hurry up and go public so I can buy some shares?

While that sounds like a great ... in all likelihood by the time it hits the public market most if not all the value will be extracted by the investors. With a branded company like this and equity markets as frothy as they are. I doubt there will be much value left for retail. Hopefully Im wrong though.

Re: Stripe Identity

#173

Post by randompwd »

The only way to verify an identity is to call out to the identity issuer and confirm the details and pics on the id.

A fake ID is still a fake ID. Just because it passes a looks-similar test doesn't mean it's being verified.

verify > verb > make sure or demonstrate that (something) is true, accurate, or justified.

If it's not confirmed by issuer(in person or programmatically), it can never be 100% thus can never be verified.

Re: Stripe Identity

#174

Post by vishnugupta »

ngoel36 wrote: post #2

I've never seen a company release incredible products with as high velocity as Stripe has over the last few years. Truly incredible. $1.50/user may sound outrageously expensive at first, but having seen all the engineering power it takes to build something like this at Uber...it's a totally fair price.

> $1.50/user may sound outrageously expensive at first, but having seen all the engineering power it takes to build something like this at Uber...it's a totally fair price.

I observed other teams struggle to build and have tackled challenges posed by identity, 1.5$/user is terrific price. Handling PII data in itself is a rabbit hole of engineering, product, and regulatory challenges. Let alone creating unique identities, matching, and what not.

Re: Stripe Identity

#175

Post by Mindwipe »

cyral wrote: post #112
rbaxt wrote: post #72

One of the creepiest products of the last decade. Let's wait for the inevitable data breach.

Better than every company that needs to comply with KYC developing their own half-baked solutions.

Not really, it would be better for KYC to collapse under it's own weight.

Re: Stripe Identity

#176

Post by dubcanada »

gruez wrote: post #99

The landing page contains logos for clubhouse, discord, and shippo, which are presumably companies use the service. Does anyone find those usages to be unnecessarily intrusive? Maybe it's just me, but a chat app or shipping site asking me for a drivers license scan + selfie would make me never want to use the service again. It's appalling how this sort of stuff is getting normalized, eg. google asking for id scans fo…

I honestly find it weird having all of these things suddenly want a copy of my passport in the cloud just sitting there waiting to be hacked in years to come when the security measures drop.

At this point there is giant databases containing everything people need to take complete control of your identity sitting there just waiting to be hacked.

I have no idea how to change it/fix it. But it seems weird to me.

Re: Stripe Identity

#177

Post by dante_dev »

f38zf5vdt wrote: post #63
______- wrote: post #55

Earlier quoted context omitted.

> It could be Equifax levels of problematic if there would be a intrusion I'm sure they're not as lax as Equifax. I would hope that Stripe compartment all these documents so that a compromise of one database is not a compromise of the whole database. That's basic data storage hygiene in the information age. `Don't put all your eggs in one basket` as the saying goes.

I think the Estonian e-Card scheme is the right one despite hiccups in its implementation and ID verification should be the domain and responsibility of governments. Each ID card has an embedded private key-public key pair and you can sign to reveal your identity without having to resort to giving away anything else about yourself. There is already a zero-risk way for customers to verify themselves, so giant ID datab…

Many other countries in Europe can do it as well.

    The electronic identity cards of Austria, Belgium, Estonia, Finland, Germany, Italy, Liechtenstein, Lithuania, Portugal and Spain all have a digital signature application which, upon activation, enables the bearer to authenticate the card using their confidential PIN. Consequently they can, at least theoretically, authenticate documents to satisfy any third party that the document's not been altered after being digitally signed. This application uses a registered certificate in conjunction with public/private key pairs so these enhanced cards do not necessarily have to participate in online transactions.
[0] https://en.wikipedia.org/wiki/National_identity_cards_in_the...

Re: Stripe Identity

#178

Post by dubcanada »

edwinwee wrote: post #126
gruez wrote: post #99

The landing page contains logos for clubhouse, discord, and shippo, which are presumably companies use the service. Does anyone find those usages to be unnecessarily intrusive? Maybe it's just me, but a chat app or shipping site asking me for a drivers license scan + selfie would make me never want to use the service again. It's appalling how this sort of stuff is getting normalized, eg. google asking for id scans fo…

Chat apps use Identity to verify bots and prevent bad bots from spamming real users. And shipping services use Identity when a user is suspected as a fraudster—to double check before creating fraudulent shipping labels.

I am on several discords and get 4-5 messages a day from crypto pumps and other spam.

This doesn't seem like it works.

Re: Stripe Identity

#179

Post by boulos »

Off-topic bug report: Montoya is the last name, not the first name. (Also, in the book / movie the spelling is Inigo not Iñigo nor Íñigo, but people use all the variants)

Re: Stripe Identity

#180

Post by tshaddox »

boringg wrote: post #172
jonplackett wrote: post #54

Earlier quoted context omitted.

Just what I was thinking. Can Stripe hurry up and go public so I can buy some shares?

While that sounds like a great ... in all likelihood by the time it hits the public market most if not all the value will be extracted by the investors. With a branded company like this and equity markets as frothy as they are. I doubt there will be much value left for retail. Hopefully Im wrong though.

Wouldn’t the idea be that the company would continue to create value after going public?
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