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Stripe Identity

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Re: Stripe Identity

#131

Post by wyager »

mcrae wrote: post #111
gruez wrote: post #99

The landing page contains logos for clubhouse, discord, and shippo, which are presumably companies use the service. Does anyone find those usages to be unnecessarily intrusive? Maybe it's just me, but a chat app or shipping site asking me for a drivers license scan + selfie would make me never want to use the service again. It's appalling how this sort of stuff is getting normalized, eg. google asking for id scans fo…

Clubhouse lets you collect payments to join some channels. Isn’t KYC reasonable in that case? Re: Age Verifications on Google & YouTube: this has been covered well elsewhere. Google is required to do so by EU law. Blame regulators not the companies.

> Isn’t KYC reasonable in that case

No. This is something we’ve become dangerously desensitized to.

Re: Stripe Identity

#132

Post by msoad »

baybal2 wrote: post #60

I was once enticed by AirBnB's promise of "we don't store your ID data after validation" Few years down the line, it requested me to submit my ID data for a booking in China. All my ID data was pre-filled.

A host asking you to do something is not Airbnb asking you to do something.

I know in China, the host have to submit a copy of your passport to the government for regulatory reasons. I don't like and I don't want to travel to China for similar reasons (Government is constantly spying on you). But it is not fair to say Airbnb is asking you for your ID.

Re: Stripe Identity

#133

Post by edwardmp »

Given their docs state that they use third-party services to offer this service, isn't Stripe just providing a wrapper API around Onfido and charging a premium? If so, how is this really a useful proposition?

Re: Stripe Identity

#134

Post by wyager »

4b11b4 wrote: post #108
gruez wrote: post #99

The landing page contains logos for clubhouse, discord, and shippo, which are presumably companies use the service. Does anyone find those usages to be unnecessarily intrusive? Maybe it's just me, but a chat app or shipping site asking me for a drivers license scan + selfie would make me never want to use the service again. It's appalling how this sort of stuff is getting normalized, eg. google asking for id scans fo…

What's the difference between filling out your address in text versus scanning? Is your face not on the internet yet? Just curious what specifically would make you never want to use it?

I can easily provide a fake address to protect my privacy. Harder and legally risky to provide a fake ID to protect privacy.

Re: Stripe Identity

#135

Post by wyager »

msoad wrote: post #132
baybal2 wrote: post #60

I was once enticed by AirBnB's promise of "we don't store your ID data after validation" Few years down the line, it requested me to submit my ID data for a booking in China. All my ID data was pre-filled.

A host asking you to do something is not Airbnb asking you to do something. I know in China, the host have to submit a copy of your passport to the government for regulatory reasons. I don't like and I don't want to travel to China for similar reasons (Government is constantly spying on you). But it is not fair to say Airbnb is asking you for your ID.

His point was that they lied about not retaining ID.

Re: Stripe Identity

#137

Post by edwardmp »

hn_throwaway_99 wrote: post #10

The Stripe Identity product is fantastic. Some of the most impressive things: 1. If you are at a desktop, there is an easy transition to using your phone to take a picture of your ID (or a selfie if that's the use case - it will match selfies with ID photos), and then complete verification on the desktop. 2. It does all the image analysis (i.e. is the ID in focus, etc.) in browser without the need for a native app.

This sounds exactly how Onfido does this as well. Either it's inspired by this, or they are just wrapping the Onfido APIs.

Re: Stripe Identity

#138

Post by DharmaPolice »

4b11b4 wrote: post #108
gruez wrote: post #99

The landing page contains logos for clubhouse, discord, and shippo, which are presumably companies use the service. Does anyone find those usages to be unnecessarily intrusive? Maybe it's just me, but a chat app or shipping site asking me for a drivers license scan + selfie would make me never want to use the service again. It's appalling how this sort of stuff is getting normalized, eg. google asking for id scans fo…

What's the difference between filling out your address in text versus scanning? Is your face not on the internet yet? Just curious what specifically would make you never want to use it?

If you enter an address in as text you're in control of the data you're supplying. If you have to upload/scan a document then there might be other information they extract/store. I'm not someone concerned with such things but it's easy to see how they're different.

Re: Stripe Identity

#139

Post by wyager »

yunohn wrote: post #68
wongarsu wrote: post #59

Earlier quoted context omitted.

Google is certainly trying. On Chrome for Android you can do both of those. Whether that's a good thing is debatable though. https://developer.mozilla.org/en-US/docs/Web/API/Notificatio... https://developer.mozilla.org/en-US/docs/Web/API/Web_Bluetoo...

Nobody forces you to use PWAs. I’m tired of this constant PWA bashing on HN.

People bash them because they suck 99% of the time.

Re: Stripe Identity

#140

Post by gruez »

judge2020 wrote: post #120
gruez wrote: post #99

The landing page contains logos for clubhouse, discord, and shippo, which are presumably companies use the service. Does anyone find those usages to be unnecessarily intrusive? Maybe it's just me, but a chat app or shipping site asking me for a drivers license scan + selfie would make me never want to use the service again. It's appalling how this sort of stuff is getting normalized, eg. google asking for id scans fo…

Discord uses it to verify the identity of bot makers - my understanding is that bots have been abused for a long time for data collection (think logging when users come online, go offline, change status, etc).

I don't get it. They're concerned about people abusing the system, and their solution is... requiring KYC? How does that solve the issue? It sounds like bot makes can still passively collect the info, it's just that when it gets discovered they can point to a real person to blame. Moreover, why do bots even need to know the online/offline status of users? Why not add a permission system so users can opt in/out of providing this sort of information to bots? I'm not a discord bot maker, but there's plenty of hobby/side projects I'm willing to provide to users for free, but not willing to attach my real life identity to.
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