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Stripe Identity

stripe.com

61–70 of 557 posts

Re: Stripe Identity

#61
post #2

I've never seen a company release incredible products with as high velocity as Stripe has over the last few years. Truly incredible. $1.50/user may sound outrageously expensive at first, but having seen all the engineering power it takes to build something like this at Uber...it's a totally fair price.

Just what I was thinking. Can Stripe hurry up and go public so I can buy some shares?

I have been thinking the same thing for some time now. Unfortunately, I wouldn't hold my breath. If they are able to stay private, they probably will. It's easier to build a business when you don't have to deal with the hassle and interference of public markets.

Re: Stripe Identity

#62

Earlier quoted context omitted.

This almost proves that webapps are a competitive substitute to AppStores - making the consumer detriment very hard to prove in the current anti-trust framework.

Proves it for this one use case maybe. I don't even think you can get webapp notifications on iOS.

The fact that Apple has refused to deliver that only proves the point. If they did, many apps wouldn’t be forced to be in the App Store. It’s certainly possible, as iirc, it works on Android for years now.

Re: Stripe Identity

#63
post #55

Does Stripe intend to make a giant online database of international identity documents? Why should we trust Stripe to secure these? It could be Equifax levels of problematic if there would be a intrusion, but I also can't tell how Stripe plans to use this information.

> It could be Equifax levels of problematic if there would be a intrusion I'm sure they're not as lax as Equifax. I would hope that Stripe compartment all these documents so that a compromise of one database is not a compromise of the whole database. That's basic data storage hygiene in the information age. `Don't put all your eggs in one basket` as the saying goes.

I think the Estonian e-Card scheme is the right one despite hiccups in its implementation and ID verification should be the domain and responsibility of governments. Each ID card has an embedded private key-public key pair and you can sign to reveal your identity without having to resort to giving away anything else about yourself. There is already a zero-risk way for customers to verify themselves, so giant ID databases are a step backwards.

Re: Stripe Identity

#64
post #50

Shout out to Stripe for translating all their web pages! When an HN post sends me to a Dutch page, it's always Stripe. 100% of the time.

That is assuming the translation is of high quality and sadly that is not always the case. I am a native Spanish speaker and for the life of me I cannot understand most of the "Spanish Version" technical pages I read.

Re: Stripe Identity

#65
We’ve been using this to verify short term rental guests (non-Airbnb) for the past year and it’s been extremely positive. Given that our guests have trouble even following a link for check-in the identity product has some great UX, they rarely get stuck on it.

Re: Stripe Identity

#66
At work we do eIDV of customers and we tested 5 companies. One was quality but too expensive and required too large commitments; two couldn't detect badly photoshopped frauds we threw together, another couldn't detect a printed or on-screen copy of a document being captured (vs the real document - difficult to do, but important). The fifth which we're using can detect printed copies of documents around half the time, but their OCR is shockingly poor when it comes to recognising DoBs so we have to manually check and update the age.

We'll try Stripe and see how much fraud they can detect.

Re: Stripe Identity

#67

The pricing link on the top doesn't refer to any pricing section on the page. Is it missing? Edit: This seems to be an internationalization problem. I am from India. The pricing section for Indian page https://stripe.com/en-in/identity#pricing is missing so the link doesn't work.

For anyone looking for the answer, in the US it's $1.50 / ID verification and $0.50 for Social Security Number lookup (an American tax number that is officially not for identity purposes but used that way all the time).

Re: Stripe Identity

#68
post #42

Earlier quoted context omitted.

This is not an app, more like a rich form? It just so happens that the APIs it needs are available in mobile browsers, i.e. camera. Other apps cannot do the same. Like messaging or social networks need things like notifications. Or those for IoT related tasks, which would need Bluetooth or such.

Google is certainly trying. On Chrome for Android you can do both of those. Whether that's a good thing is debatable though. https://developer.mozilla.org/en-US/docs/Web/API/Notificatio... https://developer.mozilla.org/en-US/docs/Web/API/Web_Bluetoo...

Nobody forces you to use PWAs. I’m tired of this constant PWA bashing on HN.

Re: Stripe Identity

#69
post #55

Does Stripe intend to make a giant online database of international identity documents? Why should we trust Stripe to secure these? It could be Equifax levels of problematic if there would be a intrusion, but I also can't tell how Stripe plans to use this information.

> It could be Equifax levels of problematic if there would be a intrusion I'm sure they're not as lax as Equifax. I would hope that Stripe compartment all these documents so that a compromise of one database is not a compromise of the whole database. That's basic data storage hygiene in the information age. `Don't put all your eggs in one basket` as the saying goes.

>I'm sure they're not as lax as Equifax

I am too, but that's not an endorsement. And more pertinently, that is nowhere nearly enough.

Every database of value tends towards uncontrollable sharing over time. The more available and more valuable it is, the harder it is to fight that trend.

The best thing for humanity is to stop making high-value data hordes like this. Unfortunately, the interests of smaller groupings are the reverse.

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